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Single Family ResidenceResidential
$280,829$231 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $240,000 on May 30, 2025

4686 POTOMAC RIVER RD

MONTEREY, VA 24465
2
Beds
1.5
Baths
1,216 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.03 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$281K
$241K low$320K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$240,000 · May 30, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$926 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$181,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$159,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$181,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$181,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.64
68
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
68
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyHIGHLAND
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
Lot (acres)The size of the land the home sits on, from county records.2.02
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 195 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Highland High SchoolA-
Middle · Grades 6–12 · 4.7 mi
E
Highland Elementary SchoolB+
Elementary · Grades PK–5 · 4.7 mi

District: Highland County Public Schools

Neighborhood · ZIP 24465These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.5%
PopulationHow many people live in this area.1,368
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,898
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,757
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4686 Potomac River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 69% of homes in Monterey 24465
  • Has a smaller lot than 66% of homes in Highland County

What homes are worth in Monterey 24465

Each bar is how many homes fall in that price range. The marker is this home.

This home
$93K$1.6M

This home is worth more than 39% of homes in Monterey 24465.

How it measures up in Monterey 24465

The dot is this home. The mark in the middle is the typical home in Monterey 24465.

Estimated value$280,829
CheaperTypical $325,078Pricier

Pricier than 39% of homes nearby

Price per ft²$231
CheaperTypical $210Pricier

Pricier than 56% of homes nearby

Living area1,216 ft²
SmallerTypical 1,510 ft²Bigger

Bigger than 31% of homes nearby

Lot size2.03 ac
SmallerTypical 5.35 acBigger

Bigger than 36% of homes nearby

Year built1964
OlderTypical 1971Newer

Newer than 48% of homes nearby

How 4686 Potomac River Rd ranks against every home in each area.
MeasureThis homeMonterey 24465Highland County
Estimated valuepricier than$280,82939% of homes40% of homes
Price per ft²pricier than$23156% of homes52% of homes
Living areabigger than1,216 ft²31% of homes32% of homes
Lot sizebigger than2.03 ac36% of homes34% of homes
Year builtnewer than196448% of homes47% of homes

About 4686 Potomac River Rd

How much is 4686 Potomac River Rd, Monterey, VA worth?

The TopHap Estimate for 4686 Potomac River Rd, Monterey, VA is $280,829 as of Jul 14, 2026. The likely range is $241,377 to $320,281. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4686 Potomac River Rd, Monterey, VA last sell?

4686 Potomac River Rd, Monterey, VA last sold on May 30, 2025 for $240,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4686 Potomac River Rd, Monterey, VA?

4686 Potomac River Rd, Monterey, VA has 2 bedrooms, 1.5 bathrooms, 1,216 square feet of living space and a 2.02-acre lot.

When was 4686 Potomac River Rd, Monterey, VA built?

4686 Potomac River Rd, Monterey, VA was built in 1964, making it 62 years old. It is a a-frame home.

What schools serve 4686 Potomac River Rd, Monterey, VA?

4686 Potomac River Rd, Monterey, VA is assigned to Highland High School (middle), rated A-; Highland Elementary School (elementary), rated B+. All sit in Highland County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4686 Potomac River Rd, Monterey, VA compare to other homes in Monterey 24465?

Among the 1,002 homes in Monterey 24465, it is worth more than 39% of them ($280,829 against a typical $325,078), its price per square foot is higher than 56% of them ($231 against a typical $210), it is bigger than 31% of them (1,216 ft² against a typical 1,510 ft²), its lot is bigger than 36% of them (2.03 ac against a typical 5.35 ac) and it is newer than 48% of them (1964 against a typical 1971). Measured against all of Highland County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4686 Potomac River Rd, Monterey, VA?

The 2026 property tax bill for 4686 Potomac River Rd, Monterey, VA was $926. The county assessed it at $181,600.

More homes on Potomac River Rd

Closest homes

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Assigned schools

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