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Single Family ResidenceResidential
$400,579$249 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

47 CHURCH ST

RICHMOND, VT 05477
3
Beds
0
Baths
1,606 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$401K
$379K low$422K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$332,579
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$266,063
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.17%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$68,000
VERMONT STATE EMPLOYEES CU · recorded Mar 18, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,557 (2022)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$460,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$197,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$262,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$460,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Victorian
CountyChittenden
Lot (acres)The size of the land the home sits on, from county records.0.25
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 05477These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.88

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.4,582
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.98 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,565
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$134,050
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

47 Church St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Richmond 05477
  • Costs less per square foot than 90% of homes in Richmond 05477
  • Has a smaller lot than 91% of homes in Richmond 05477
  • Older than 92% of homes in Chittenden County

What homes are worth in Richmond 05477

Each bar is how many homes fall in that price range. The marker is this home.

This home
$165K$1.1M

This home is worth more than 20% of homes in Richmond 05477.

How it measures up in Richmond 05477

The dot is this home. The mark in the middle is the typical home in Richmond 05477.

Estimated value$400,579
CheaperTypical $525,894Pricier

Pricier than 20% of homes nearby

Price per ft²$249
CheaperTypical $333Pricier

Pricier than 10% of homes nearby

Living area1,606 ft²
SmallerTypical 1,646 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.25 ac
SmallerTypical 1.5 acBigger

Bigger than 9% of homes nearby

Year built1900
OlderTypical 1981Newer

Newer than 11% of homes nearby

How 47 Church St ranks against every home in each area.
MeasureThis homeRichmond 05477Chittenden County
Estimated valuepricier than$400,57920% of homes27% of homes
Price per ft²pricier than$24910% of homes16% of homes
Living areabigger than1,606 ft²48% of homes51% of homes
Lot sizebigger than0.25 ac9% of homes30% of homes
Year builtnewer than190011% of homes8% of homes

About 47 Church St

How much is 47 Church St, Richmond, VT worth?

The TopHap Estimate for 47 Church St, Richmond, VT is $400,579 as of Jul 14, 2026. The likely range is $379,108 to $422,050. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 47 Church St, Richmond, VT?

47 Church St, Richmond, VT has 3 bedrooms, 1,606 square feet of living space and a 0.25-acre lot.

When was 47 Church St, Richmond, VT built?

47 Church St, Richmond, VT was built in 1900, making it 126 years old. It is a victorian home. The building has 2 stories.

How does 47 Church St, Richmond, VT compare to other homes in Richmond 05477?

Among the 1,779 homes in Richmond 05477, it is worth more than 20% of them ($400,579 against a typical $525,894), its price per square foot is higher than 10% of them ($249 against a typical $333), it is bigger than 48% of them (1,606 ft² against a typical 1,646 ft²), its lot is bigger than 9% of them (0.25 ac against a typical 1.5 ac) and it is newer than 11% of them (1900 against a typical 1981). Measured against all of Chittenden County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 47 Church St, Richmond, VT?

The 2022 property tax bill for 47 Church St, Richmond, VT was $6,557. The county assessed it at $460,000.

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