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Single Family ResidenceResidential
$263,676$298 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $196,000 on Jul 5, 2022

470 VT ROUTE 105

DERBY, VT 05829
2
Beds
1
Baths
884 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$264K
$234K low$294K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$196,000 · Jul 5, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$263,676
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$210,941

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,014 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$132,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$41,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$91,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyORLEANS
Lot (acres)The size of the land the home sits on, from county records.1.46
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Country Union Junior High SchoolC-
Middle · Grades 7–8 · 0.7 mi
H
North Country Union High SchoolC+
High · Grades 9–12 · 3.7 mi
E
Derby Elementary SchoolB
Elementary · Grades PK–6 · 4.3 mi

District: Derby School District

Neighborhood · ZIP 05829These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,562
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,315
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,372
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

470 Vt Route 105 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Derby 05829
  • Costs more per square foot than 78% of homes in Orleans County
  • Smaller than 85% of homes in Orleans County

What homes are worth in Derby 05829

Each bar is how many homes fall in that price range. The marker is this home.

This home
$95K$847K

This home is worth more than 34% of homes in Derby 05829.

How it measures up in Derby 05829

The dot is this home. The mark in the middle is the typical home in Derby 05829.

Estimated value$263,676
CheaperTypical $312,763Pricier

Pricier than 34% of homes nearby

Price per ft²$298
CheaperTypical $239Pricier

Pricier than 76% of homes nearby

Living area884 ft²
SmallerTypical 1,342 ft²Bigger

Bigger than 16% of homes nearby

Lot size1.46 ac
SmallerTypical 1.42 acBigger

Bigger than 50% of homes nearby

Year built1981
OlderTypical 1979Newer

Newer than 55% of homes nearby

How 470 Vt Route 105 ranks against every home in each area.
MeasureThis homeDerby 05829Orleans County
Estimated valuepricier than$263,67634% of homes39% of homes
Price per ft²pricier than$29876% of homes78% of homes
Living areabigger than884 ft²16% of homes15% of homes
Lot sizebigger than1.46 ac50% of homes41% of homes
Year builtnewer than198155% of homes55% of homes

About 470 Vt Route 105

How much is 470 Vt Route 105, Derby, VT worth?

The TopHap Estimate for 470 Vt Route 105, Derby, VT is $263,676 as of Jul 14, 2026. The likely range is $233,748 to $293,604. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 470 Vt Route 105, Derby, VT last sell?

470 Vt Route 105, Derby, VT last sold on Jul 5, 2022 for $196,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 470 Vt Route 105, Derby, VT?

470 Vt Route 105, Derby, VT has 2 bedrooms, 1 bathrooms, 884 square feet of living space and a 1.46-acre lot.

When was 470 Vt Route 105, Derby, VT built?

470 Vt Route 105, Derby, VT was built in 1981, making it 45 years old. It is a ranch home. The building has 1 story.

What schools serve 470 Vt Route 105, Derby, VT?

470 Vt Route 105, Derby, VT is assigned to North Country Union Junior High School (middle), rated C-; North Country Union High School (high), rated C+; Derby Elementary School (elementary), rated B. All sit in Derby School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 470 Vt Route 105, Derby, VT compare to other homes in Derby 05829?

Among the 1,122 homes in Derby 05829, it is worth more than 34% of them ($263,676 against a typical $312,763), its price per square foot is higher than 76% of them ($298 against a typical $239), it is bigger than 16% of them (884 ft² against a typical 1,342 ft²), its lot is bigger than 50% of them (1.46 ac against a typical 1.42 ac) and it is newer than 55% of them (1981 against a typical 1979). Measured against all of Orleans County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 470 Vt Route 105, Derby, VT?

The 2024 property tax bill for 470 Vt Route 105, Derby, VT was $3,014. The county assessed it at $132,900.

More homes on Vt Route 105

Closest homes

More homes in Derby 05829

Assigned schools

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