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Single Family ResidenceResidential
$426,270$216 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $115,000 on Nov 21, 1988

4708 RUBY AVE

BALTIMORE, MD 21227
2 / 1
Baths
1,972 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$426K
$398K low$455K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$115,000 · Nov 21, 1988
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$251,270
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$201,016
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
ATLANTIC FINANCIAL FCU · recorded Apr 8, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
COLUMBIA BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,326 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$301,500 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$276,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$351,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyBaltimore
Lot (acres)The size of the land the home sits on, from county records.0.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 192 ft²Patio · 243 ft²Porch · 243 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Relay Elementary SchoolB+
Elementary · Grades PK–5 · 0.3 mi
M
Arbutus Middle SchoolC+
Middle · Grades 6–8 · 1.3 mi
H
Lansdowne High SchoolD
High · Grades 9–12 · 2.6 mi

District: Baltimore County Public Schools

Neighborhood · ZIP 21227These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.36,316
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,271 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,029
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,537
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4708 Ruby Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Halethorpe 21227
  • Costs less per square foot than 65% of homes in Halethorpe 21227
  • Bigger than 92% of homes in Halethorpe 21227
  • Has a bigger lot than 85% of homes in Halethorpe 21227
  • Newer than 71% of homes in Halethorpe 21227

What homes are worth in Halethorpe 21227

Each bar is how many homes fall in that price range. The marker is this home.

This home
$142K$511K

This home is worth more than 90% of homes in Halethorpe 21227.

How it measures up in Halethorpe 21227

The dot is this home. The mark in the middle is the typical home in Halethorpe 21227.

Estimated value$426,270
CheaperTypical $311,595Pricier

Pricier than 90% of homes nearby

Price per ft²$216
CheaperTypical $235Pricier

Pricier than 35% of homes nearby

Living area1,972 ft²
SmallerTypical 1,236 ft²Bigger

Bigger than 92% of homes nearby

Lot size0.23 ac
SmallerTypical 0.14 acBigger

Bigger than 85% of homes nearby

Year built1960
OlderTypical 1955Newer

Newer than 71% of homes nearby

How 4708 Ruby Ave ranks against every home in each area.
MeasureThis homeHalethorpe 21227Baltimore County
Estimated valuepricier than$426,27090% of homes64% of homes
Price per ft²pricier than$21635% of homes37% of homes
Living areabigger than1,972 ft²92% of homes74% of homes
Lot sizebigger than0.23 ac85% of homes66% of homes
Year builtnewer than196071% of homes45% of homes

About 4708 Ruby Ave

How much is 4708 Ruby Ave, Baltimore, MD worth?

The TopHap Estimate for 4708 Ruby Ave, Baltimore, MD is $426,270 as of Jul 14, 2026. The likely range is $397,871 to $454,669. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4708 Ruby Ave, Baltimore, MD last sell?

4708 Ruby Ave, Baltimore, MD last sold on Nov 21, 1988 for $115,000, according to the county's recorded deed.

How big is 4708 Ruby Ave, Baltimore, MD?

4708 Ruby Ave, Baltimore, MD has 2 bathrooms, 1,972 square feet of living space and a 0.23-acre lot.

When was 4708 Ruby Ave, Baltimore, MD built?

4708 Ruby Ave, Baltimore, MD was built in 1960, making it 66 years old. It is a split level home. The building has 2 stories.

What schools serve 4708 Ruby Ave, Baltimore, MD?

4708 Ruby Ave, Baltimore, MD is assigned to Relay Elementary School (elementary), rated B+; Arbutus Middle School (middle), rated C+; Lansdowne High School (high), rated D. All sit in Baltimore County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4708 Ruby Ave, Baltimore, MD compare to other homes in Halethorpe 21227?

Among the 10,157 homes in Halethorpe 21227, it is worth more than 90% of them ($426,270 against a typical $311,595), its price per square foot is higher than 35% of them ($216 against a typical $235), it is bigger than 92% of them (1,972 ft² against a typical 1,236 ft²), its lot is bigger than 85% of them (0.23 ac against a typical 0.14 ac) and it is newer than 71% of them (1960 against a typical 1955). Measured against all of Baltimore County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4708 Ruby Ave, Baltimore, MD?

The 2025 property tax bill for 4708 Ruby Ave, Baltimore, MD was $4,326. The county assessed it at $301,500.

Closest homes

More homes in Baltimore 21227

Assigned schools

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