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Single Family ResidenceResidential
$829,890$312 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

471 RIVER CROSS RD

SPANISH FORK, UT 84660
3
Beds
2.5
Baths
2,662 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.54 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$830K
$771K low$889K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$511,660
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$409,328
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$293,230
WELLS FARGO BANK NA · recorded Jun 12, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
WELLS FARGO BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,867 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$440,110 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$401,445
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$800,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
38
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
49
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyUTAH
Lot (acres)The size of the land the home sits on, from county records.0.54
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 570 ft²Porch · 95 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Riverview Elementary SchoolB
Elementary · Grades PK–5 · 0.6 mi
H
Spanish Fork High SchoolB-
High · Grades 10–12 · 1.2 mi
M
Diamond Fork Middle SchoolD+
Middle · Grades 6–7 · 1.8 mi

District: Nebo School District

Neighborhood · ZIP 84660These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.51
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.216

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.54,145
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.435 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,610
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,694
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.20 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

471 River Cross Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Spanish Fork 84660
  • Bigger than 91% of homes in Spanish Fork 84660
  • Has a bigger lot than 92% of homes in Utah County

What homes are worth in Spanish Fork 84660

Each bar is how many homes fall in that price range. The marker is this home.

This home
$315K$1.2M

This home is worth more than 91% of homes in Spanish Fork 84660.

How it measures up in Spanish Fork 84660

The dot is this home. The mark in the middle is the typical home in Spanish Fork 84660.

Estimated value$829,890
CheaperTypical $506,801Pricier

Pricier than 91% of homes nearby

Price per ft²$312
CheaperTypical $314Pricier

Pricier than 49% of homes nearby

Living area2,662 ft²
SmallerTypical 1,651 ft²Bigger

Bigger than 91% of homes nearby

Lot size0.54 ac
SmallerTypical 0.2 acBigger

Bigger than 91% of homes nearby

Year built2005
OlderTypical 2004Newer

Newer than 54% of homes nearby

How 471 River Cross Rd ranks against every home in each area.
MeasureThis homeSpanish Fork 84660Utah County
Estimated valuepricier than$829,89091% of homes85% of homes
Price per ft²pricier than$31249% of homes45% of homes
Living areabigger than2,662 ft²91% of homes86% of homes
Lot sizebigger than0.54 ac91% of homes92% of homes
Year builtnewer than200554% of homes53% of homes

About 471 River Cross Rd

How much is 471 River Cross Rd, Spanish Fork, UT worth?

The TopHap Estimate for 471 River Cross Rd, Spanish Fork, UT is $829,890 as of Jul 14, 2026. The likely range is $770,665 to $889,115. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 471 River Cross Rd, Spanish Fork, UT last sell?

471 River Cross Rd, Spanish Fork, UT last sold on Apr 4, 2005, according to the county's recorded deed.

How big is 471 River Cross Rd, Spanish Fork, UT?

471 River Cross Rd, Spanish Fork, UT has 3 bedrooms, 2.5 bathrooms, 2,662 square feet of living space and a 0.54-acre lot.

When was 471 River Cross Rd, Spanish Fork, UT built?

471 River Cross Rd, Spanish Fork, UT was built in 2005, making it 21 years old. It is a a-frame home. The building has 2 stories.

What schools serve 471 River Cross Rd, Spanish Fork, UT?

471 River Cross Rd, Spanish Fork, UT is assigned to Riverview Elementary School (elementary), rated B; Spanish Fork High School (high), rated B-; Diamond Fork Middle School (middle), rated D+. All sit in Nebo School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 471 River Cross Rd, Spanish Fork, UT compare to other homes in Spanish Fork 84660?

Among the 14,428 homes in Spanish Fork 84660, it is worth more than 91% of them ($829,890 against a typical $506,801), its price per square foot is higher than 49% of them ($312 against a typical $314), it is bigger than 91% of them (2,662 ft² against a typical 1,651 ft²), its lot is bigger than 91% of them (0.54 ac against a typical 0.2 ac) and it is newer than 54% of them (2005 against a typical 2004). Measured against all of Utah County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 471 River Cross Rd, Spanish Fork, UT?

The 2025 property tax bill for 471 River Cross Rd, Spanish Fork, UT was $3,867. The county assessed it at $440,110.

Closest homes

More homes in Spanish Fork 84660

Assigned schools

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