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Single Family ResidenceResidential
$157,028$78 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $68,800 on Nov 3, 2010

475 W UNION ST

WATERLOO, IN 46793
4
Beds
1.5
Baths
2,016 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$157K
$134K low$180K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$68,800 · Nov 3, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,057 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$130,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$102,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$123,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$130,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDEKALB
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1945
Lot (acres)The size of the land the home sits on, from county records.0.30
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Waterloo Elementary SchoolD
Elementary · Grades PK–5 · 0.5 mi
M
Dekalb Middle SchoolB+
Middle · Grades 6–8 · 1.8 mi
H
Dekalb High School
High · Grades 9–12 · 2.0 mi

District: Dekalb County Central United School District

Neighborhood · ZIP 46793These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.4,414
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.74 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,868
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,098
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

475 W Union St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in DeKalb County
  • Costs less per square foot than 95% of homes in DeKalb County
  • Bigger than 74% of homes in DeKalb County
  • Has a smaller lot than 65% of homes in Waterloo 46793
  • Older than 95% of homes in DeKalb County

What homes are worth in Waterloo 46793

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$647K

This home is worth more than 27% of homes in Waterloo 46793.

How it measures up in Waterloo 46793

The dot is this home. The mark in the middle is the typical home in Waterloo 46793.

Estimated value$157,028
CheaperTypical $241,852Pricier

Pricier than 27% of homes nearby

Price per ft²$78
CheaperTypical $148Pricier

Pricier than 10% of homes nearby

Living area2,016 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 73% of homes nearby

Lot size0.3 ac
SmallerTypical 0.95 acBigger

Bigger than 35% of homes nearby

Year built1890
OlderTypical 1972Newer

Newer than 6% of homes nearby

How 475 W Union St ranks against every home in each area.
MeasureThis homeWaterloo 46793DeKalb County
Estimated valuepricier than$157,02827% of homes19% of homes
Price per ft²pricier than$7810% of homes5% of homes
Living areabigger than2,016 ft²73% of homes74% of homes
Lot sizebigger than0.3 ac35% of homes46% of homes
Year builtnewer than18906% of homes5% of homes

About 475 W Union St

How much is 475 W Union St, Waterloo, IN worth?

The TopHap Estimate for 475 W Union St, Waterloo, IN is $157,028 as of Sep 24, 2026. The likely range is $133,851 to $180,205. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 475 W Union St, Waterloo, IN last sell?

475 W Union St, Waterloo, IN last sold on Nov 3, 2010 for $68,800, according to the county's recorded deed.

How big is 475 W Union St, Waterloo, IN?

475 W Union St, Waterloo, IN has 4 bedrooms, 1.5 bathrooms, 2,016 square feet of living space and a 0.30-acre lot.

When was 475 W Union St, Waterloo, IN built?

475 W Union St, Waterloo, IN was built in 1890, making it 136 years old. The building has 2 stories.

What schools serve 475 W Union St, Waterloo, IN?

475 W Union St, Waterloo, IN is assigned to Waterloo Elementary School (elementary), rated D; Dekalb Middle School (middle), rated B+; Dekalb High School (high). All sit in Dekalb County Central United School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 475 W Union St, Waterloo, IN compare to other homes in Waterloo 46793?

Among the 1,610 homes in Waterloo 46793, it is worth more than 27% of them ($157,028 against a typical $241,852), its price per square foot is higher than 10% of them ($78 against a typical $148), it is bigger than 73% of them (2,016 ft² against a typical 1,680 ft²), its lot is bigger than 35% of them (0.3 ac against a typical 0.95 ac) and it is newer than 6% of them (1890 against a typical 1972). Measured against all of DeKalb County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 475 W Union St, Waterloo, IN?

The 2025 property tax bill for 475 W Union St, Waterloo, IN was $1,057. The county assessed it at $130,300.

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