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Rural ResidenceResidential
$366,259$185 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4781 STATE ROUTE 40

ARGYLE, NY 12809
3
Beds
2
Baths
1,980 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
11.1 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$366K
$301K low$432K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$191,259
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$153,007
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$175,000
ROCKET MORTGAGE · R · recorded Nov 4, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,801 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$275,900 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$244,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$275,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$332,410

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
60
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWashington
Lot (acres)The size of the land the home sits on, from county records.11.10
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 170 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Argyle Elementary SchoolC-
Elementary · Grades PK–6 · 1.5 mi
M
Argyle Junior/Senior High SchoolC-
Middle · Grades 7–12 · 1.5 mi

District: Argyle Central School District

Neighborhood · ZIP 12809These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,319
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.62 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,874
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,798
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4781 State Route 40 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Washington County
  • Bigger than 81% of homes in Argyle 12809
  • Has a bigger lot than 86% of homes in Washington County
  • Newer than 89% of homes in Washington County

What homes are worth in Argyle 12809

Each bar is how many homes fall in that price range. The marker is this home.

This home
$102K$587K

This home is worth more than 78% of homes in Argyle 12809.

How it measures up in Argyle 12809

The dot is this home. The mark in the middle is the typical home in Argyle 12809.

Estimated value$366,259
CheaperTypical $276,617Pricier

Pricier than 78% of homes nearby

Price per ft²$185
CheaperTypical $186Pricier

Pricier than 49% of homes nearby

Living area1,980 ft²
SmallerTypical 1,420 ft²Bigger

Bigger than 81% of homes nearby

Lot size11.1 ac
SmallerTypical 2.27 acBigger

Bigger than 79% of homes nearby

Year built2003
OlderTypical 1975Newer

Newer than 84% of homes nearby

How 4781 State Route 40 ranks against every home in each area.
MeasureThis homeArgyle 12809Washington County
Estimated valuepricier than$366,25978% of homes82% of homes
Price per ft²pricier than$18549% of homes64% of homes
Living areabigger than1,980 ft²81% of homes76% of homes
Lot sizebigger than11.1 ac79% of homes86% of homes
Year builtnewer than200384% of homes89% of homes

About 4781 State Route 40

How much is 4781 State Route 40, Argyle, NY worth?

The TopHap Estimate for 4781 State Route 40, Argyle, NY is $366,259 as of Jul 14, 2026. The likely range is $301,011 to $431,507. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4781 State Route 40, Argyle, NY?

4781 State Route 40, Argyle, NY has 3 bedrooms, 2 bathrooms, 1,980 square feet of living space and a 11.10-acre lot.

When was 4781 State Route 40, Argyle, NY built?

4781 State Route 40, Argyle, NY was built in 2003, making it 23 years old. It is a ranch home. The building has 1 story.

What schools serve 4781 State Route 40, Argyle, NY?

4781 State Route 40, Argyle, NY is assigned to Argyle Elementary School (elementary), rated C-; Argyle Junior/Senior High School (middle), rated C-. All sit in Argyle Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4781 State Route 40, Argyle, NY compare to other homes in Argyle 12809?

Among the 1,742 homes in Argyle 12809, it is worth more than 78% of them ($366,259 against a typical $276,617), its price per square foot is higher than 49% of them ($185 against a typical $186), it is bigger than 81% of them (1,980 ft² against a typical 1,420 ft²), its lot is bigger than 79% of them (11.1 ac against a typical 2.27 ac) and it is newer than 84% of them (2003 against a typical 1975). Measured against all of Washington County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4781 State Route 40, Argyle, NY?

The 2024 property tax bill for 4781 State Route 40, Argyle, NY was $3,801. The county assessed it at $275,900.

Closest homes

More homes in Argyle 12809

Assigned schools

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