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Single Family ResidenceResidential
$1,418,398$402 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $963,500 on May 9, 2008

48 COUNTY ROUTE 13

VALATIE, NY 12184
4
Beds
2
Baths
3,528 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.4M
$1.2M low$1.7M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$963,500 · May 9, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$483,598
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$386,878
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$770,800
PHH MORTGAGE SERVICES CORP · recorded May 9, 2008
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$164,000
BANK OF AMERICA NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$17,867 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,000,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$954,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,000,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,219,512

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyColumbia
Lot (acres)The size of the land the home sits on, from county records.2.50
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 816 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Chatham Middle SchoolC-
Middle · Grades 6–8 · 3.9 mi
H
Chatham High SchoolB+
High · Grades 9–12 · 3.9 mi
E
Mary E Dardess Elementary SchoolC+
Elementary · Grades PK–5 · 3.9 mi

District: Chatham Central School District

Neighborhood · ZIP 12184These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.7,567
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.193 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,416
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,559
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

48 County Route 13 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Valatie 12184
  • Costs more per square foot than 91% of homes in Valatie 12184
  • Bigger than 96% of homes in Valatie 12184
  • Has a bigger lot than 72% of homes in Valatie 12184
  • Newer than 93% of homes in Valatie 12184

What homes are worth in Valatie 12184

Each bar is how many homes fall in that price range. The marker is this home.

This home
$220K$1.6M

This home is worth more than 98% of homes in Valatie 12184.

How it measures up in Valatie 12184

The dot is this home. The mark in the middle is the typical home in Valatie 12184.

Estimated value$1,418,398
CheaperTypical $462,566Pricier

Pricier than 98% of homes nearby

Price per ft²$402
CheaperTypical $274Pricier

Pricier than 91% of homes nearby

Living area3,528 ft²
SmallerTypical 1,793 ft²Bigger

Bigger than 96% of homes nearby

Lot size2.5 ac
SmallerTypical 1 acBigger

Bigger than 72% of homes nearby

Year built2005
OlderTypical 1976Newer

Newer than 93% of homes nearby

How 48 County Route 13 ranks against every home in each area.
MeasureThis homeValatie 12184Columbia County
Estimated valuepricier than$1,418,39898% of homes95% of homes
Price per ft²pricier than$40291% of homes81% of homes
Living areabigger than3,528 ft²96% of homes95% of homes
Lot sizebigger than2.5 ac72% of homes59% of homes
Year builtnewer than200593% of homes92% of homes

About 48 County Route 13

How much is 48 County Route 13, Valatie, NY worth?

The TopHap Estimate for 48 County Route 13, Valatie, NY is $1,418,398 as of Jul 14, 2026. The likely range is $1,181,906 to $1,654,890. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 48 County Route 13, Valatie, NY last sell?

48 County Route 13, Valatie, NY last sold on May 9, 2008 for $963,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 48 County Route 13, Valatie, NY?

48 County Route 13, Valatie, NY has 4 bedrooms, 2 bathrooms, 3,528 square feet of living space and a 2.50-acre lot.

When was 48 County Route 13, Valatie, NY built?

48 County Route 13, Valatie, NY was built in 2005, making it 21 years old. It is a contemporary home. The building has 2 stories.

What schools serve 48 County Route 13, Valatie, NY?

48 County Route 13, Valatie, NY is assigned to Chatham Middle School (middle), rated C-; Chatham High School (high), rated B+; Mary E Dardess Elementary School (elementary), rated C+. All sit in Chatham Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 48 County Route 13, Valatie, NY compare to other homes in Valatie 12184?

Among the 2,530 homes in Valatie 12184, it is worth more than 98% of them ($1,418,398 against a typical $462,566), its price per square foot is higher than 91% of them ($402 against a typical $274), it is bigger than 96% of them (3,528 ft² against a typical 1,793 ft²), its lot is bigger than 72% of them (2.5 ac against a typical 1 ac) and it is newer than 93% of them (2005 against a typical 1976). Measured against all of Columbia County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 48 County Route 13, Valatie, NY?

The 2025 property tax bill for 48 County Route 13, Valatie, NY was $17,867. The county assessed it at $1,000,000.

Closest homes

More homes in Valatie 12184

Assigned schools

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