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Single Family ResidenceResidential
$479,804$259 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $148,900 on Jul 2, 1998

48 CROSS RD

WATERFORD, CT 06385
5
Beds
2
Baths
1,852 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.78 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$480K
$445K low$515K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$148,900 · Jul 2, 1998

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,934 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$241,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$77,910
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$163,890
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$237,430
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$428,797

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountySOUTHEASTERN CONNECTICUT
Lot (acres)The size of the land the home sits on, from county records.1.78
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oswegatchie Elementary SchoolB
Elementary · Grades PK–5 · 0.7 mi
M
Clark Lane Middle SchoolB
Middle · Grades 6–8 · 2.2 mi
H
Waterford High SchoolB+
High · Grades 9–12 · 2.3 mi

District: Waterford School District

Neighborhood · ZIP 06385These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.58
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,297
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.443 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,760
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,241
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

48 Cross Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Southeastern Connecticut County
  • Costs less per square foot than 72% of homes in Waterford 06385
  • Bigger than 68% of homes in Waterford 06385
  • Has a bigger lot than 92% of homes in Waterford 06385

What homes are worth in Waterford 06385

Each bar is how many homes fall in that price range. The marker is this home.

This home
$199K$1.2M

This home is worth more than 61% of homes in Waterford 06385.

How it measures up in Waterford 06385

The dot is this home. The mark in the middle is the typical home in Waterford 06385.

Estimated value$479,804
CheaperTypical $435,000Pricier

Pricier than 61% of homes nearby

Price per ft²$259
CheaperTypical $295Pricier

Pricier than 28% of homes nearby

Living area1,852 ft²
SmallerTypical 1,464 ft²Bigger

Bigger than 68% of homes nearby

Lot size1.78 ac
SmallerTypical 0.45 acBigger

Bigger than 92% of homes nearby

Year built1958
OlderTypical 1964Newer

Newer than 43% of homes nearby

How 48 Cross Rd ranks against every home in each area.
MeasureThis homeWaterford 06385Southeastern Connecticut County
Estimated valuepricier than$479,80461% of homes65% of homes
Price per ft²pricier than$25928% of homes40% of homes
Living areabigger than1,852 ft²68% of homes66% of homes
Lot sizebigger than1.78 ac92% of homes80% of homes
Year builtnewer than195843% of homes37% of homes

About 48 Cross Rd

How much is 48 Cross Rd, Waterford, CT worth?

The TopHap Estimate for 48 Cross Rd, Waterford, CT is $479,804 as of Oct 21, 2026. The likely range is $444,969 to $514,639. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 48 Cross Rd, Waterford, CT last sell?

48 Cross Rd, Waterford, CT last sold on Jul 2, 1998 for $148,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 48 Cross Rd, Waterford, CT?

48 Cross Rd, Waterford, CT has 5 bedrooms, 2 bathrooms, 1,852 square feet of living space and a 1.78-acre lot.

When was 48 Cross Rd, Waterford, CT built?

48 Cross Rd, Waterford, CT was built in 1958, making it 68 years old. It is a split level home. The building has 2 stories.

What schools serve 48 Cross Rd, Waterford, CT?

48 Cross Rd, Waterford, CT is assigned to Oswegatchie Elementary School (elementary), rated B; Clark Lane Middle School (middle), rated B; Waterford High School (high), rated B+. All sit in Waterford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 48 Cross Rd, Waterford, CT compare to other homes in Waterford 06385?

Among the 6,719 homes in Waterford 06385, it is worth more than 61% of them ($479,804 against a typical $435,000), its price per square foot is higher than 28% of them ($259 against a typical $295), it is bigger than 68% of them (1,852 ft² against a typical 1,464 ft²), its lot is bigger than 92% of them (1.78 ac against a typical 0.45 ac) and it is newer than 43% of them (1958 against a typical 1964). Measured against all of Southeastern Connecticut County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 48 Cross Rd, Waterford, CT?

The 2026 property tax bill for 48 Cross Rd, Waterford, CT was $5,934. The county assessed it at $241,800.

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