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Single Family ResidenceResidential
$137,583$106 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $119,000 on Oct 17, 2023

48 ELM ST

NORTH TROY, VT 05859
4
Beds
1
Baths
1,296 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$138K
$130K low$146K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$119,000 · Oct 17, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,004 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$97,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$81,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$97,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
42
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyORLEANS
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Troy SchoolD
Elementary · Grades PK–8 · 0.1 mi
H
North Country Union High SchoolC+
High · Grades 9–12 · 10.5 mi

District: Troy School District

Neighborhood · ZIP 05859These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,219
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,754
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,729
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

48 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Orleans County
  • Costs less per square foot than 94% of homes in Orleans County
  • Has a smaller lot than 95% of homes in Orleans County
  • Older than 87% of homes in North Troy 05859

What homes are worth in North Troy 05859

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$896K

This home is worth more than 10% of homes in North Troy 05859.

How it measures up in North Troy 05859

The dot is this home. The mark in the middle is the typical home in North Troy 05859.

Estimated value$137,583
CheaperTypical $339,000Pricier

Pricier than 10% of homes nearby

Price per ft²$106
CheaperTypical $232Pricier

Pricier than 8% of homes nearby

Living area1,296 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.19 ac
SmallerTypical 2.7 acBigger

Bigger than 12% of homes nearby

Year built1900
OlderTypical 1988Newer

Newer than 13% of homes nearby

How 48 Elm St ranks against every home in each area.
MeasureThis homeNorth Troy 05859Orleans County
Estimated valuepricier than$137,58310% of homes8% of homes
Price per ft²pricier than$1068% of homes6% of homes
Living areabigger than1,296 ft²38% of homes45% of homes
Lot sizebigger than0.19 ac12% of homes5% of homes
Year builtnewer than190013% of homes16% of homes

About 48 Elm St

How much is 48 Elm St, North Troy, VT worth?

The TopHap Estimate for 48 Elm St, North Troy, VT is $137,583 as of Aug 30, 2026. The likely range is $129,601 to $145,565. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 48 Elm St, North Troy, VT last sell?

48 Elm St, North Troy, VT last sold on Oct 17, 2023 for $119,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 48 Elm St, North Troy, VT?

48 Elm St, North Troy, VT has 4 bedrooms, 1 bathrooms, 1,296 square feet of living space and a 0.19-acre lot.

When was 48 Elm St, North Troy, VT built?

48 Elm St, North Troy, VT was built in 1900, making it 126 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 48 Elm St, North Troy, VT?

48 Elm St, North Troy, VT is assigned to Troy School (elementary), rated D; North Country Union High School (high), rated C+. All sit in Troy School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 48 Elm St, North Troy, VT compare to other homes in North Troy 05859?

Among the 1,352 homes in North Troy 05859, it is worth more than 10% of them ($137,583 against a typical $339,000), its price per square foot is higher than 8% of them ($106 against a typical $232), it is bigger than 38% of them (1,296 ft² against a typical 1,496 ft²), its lot is bigger than 12% of them (0.19 ac against a typical 2.7 ac) and it is newer than 13% of them (1900 against a typical 1988). Measured against all of Orleans County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 48 Elm St, North Troy, VT?

The 2025 property tax bill for 48 Elm St, North Troy, VT was $1,004. The county assessed it at $97,200.

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