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Single Family ResidenceResidential
$186,966
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $995,000 on Jan 21, 2026

48 OAK LN

ROSELAND, VA 22967
0
Baths
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$187K
$165K low$209K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$995,000 · Jan 21, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.136%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$245,000
GUILD MORTGAGE CO · recorded Jan 21, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$308 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$55,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$55,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$25,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$55,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyNELSON
Lot (acres)The size of the land the home sits on, from county records.0.41
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rockfish River Elementary SchoolB
Elementary · Grades PK–5 · 6.5 mi
M
Nelson Middle SchoolB+
Middle · Grades 6–8 · 12.8 mi
H
Nelson County High SchoolC-
High · Grades 9–12 · 12.9 mi

District: Nelson County Public Schools

Neighborhood · ZIP 22967These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.47%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.2,039
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.25 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,083
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,383
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

48 Oak Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Roseland 22967
  • Has a smaller lot than 85% of homes in Nelson County

What homes are worth in Roseland 22967

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$1.2M

This home is worth more than 25% of homes in Roseland 22967.

How it measures up in Roseland 22967

The dot is this home. The mark in the middle is the typical home in Roseland 22967.

Estimated value$186,966
CheaperTypical $358,450Pricier

Pricier than 25% of homes nearby

Lot size0.41 ac
SmallerTypical 0.5 acBigger

Bigger than 40% of homes nearby

How 48 Oak Ln ranks against every home in each area.
MeasureThis homeRoseland 22967Nelson County
Estimated valuepricier than$186,96625% of homes38% of homes
Lot sizebigger than0.41 ac40% of homes15% of homes

About 48 Oak Ln

How much is 48 Oak Ln, Roseland, VA worth?

The TopHap Estimate for 48 Oak Ln, Roseland, VA is $186,966 as of Jul 14, 2026. The likely range is $164,771 to $209,161. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 48 Oak Ln, Roseland, VA last sell?

48 Oak Ln, Roseland, VA last sold on Jan 21, 2026 for $995,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

What schools serve 48 Oak Ln, Roseland, VA?

48 Oak Ln, Roseland, VA is assigned to Rockfish River Elementary School (elementary), rated B; Nelson Middle School (middle), rated B+; Nelson County High School (high), rated C-. All sit in Nelson County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 48 Oak Ln, Roseland, VA compare to other homes in Roseland 22967?

Among the 4,141 homes in Roseland 22967, it is worth more than 25% of them ($186,966 against a typical $358,450) and its lot is bigger than 40% of them (0.41 ac against a typical 0.5 ac). Measured against all of Nelson County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 48 Oak Ln, Roseland, VA?

The 2026 property tax bill for 48 Oak Ln, Roseland, VA was $308. The county assessed it at $55,000.

Closest homes

More homes in Roseland 22967

Assigned schools

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See this home in context

Open 48 Oak Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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