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Single Family ResidenceResidential
$127,614$570 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

48 OAK RIDGE LOOP

CLOUDCROFT, NM 88317
0
Baths
224 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,964 ft²
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$128K
$95K low$161K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$44 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,830 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,569
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$261
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,830
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$8,492

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
94
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
43
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOTERO
Lot (acres)The size of the land the home sits on, from county records.0.09
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cloudcroft Elementary SchoolB
Elementary · Grades PK–5 · 4.3 mi
M
Cloudcroft Middle SchoolC+
Middle · Grades 6–8 · 4.3 mi
H
Cloudcroft High SchoolB
High · Grades 9–12 · 4.5 mi

District: Cloudcroft Municipal Schools

Neighborhood · ZIP 88317These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.181
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.41%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,393
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,527
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,416
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.21 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.74%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

48 Oak Ridge Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Cloudcroft 88317
  • Among the highest price per square foot in Otero County
  • Among the smallest homes in Otero County
  • Has a smaller lot than 98% of homes in Otero County

What homes are worth in Cloudcroft 88317

Each bar is how many homes fall in that price range. The marker is this home.

This home
$141K$1M

This home is worth less than almost all homes in Cloudcroft 88317.

How it measures up in Cloudcroft 88317

The dot is this home. The mark in the middle is the typical home in Cloudcroft 88317.

Estimated value$127,614
CheaperTypical $352,177Pricier

Cheaper than almost all homes nearby

Price per ft²$570
CheaperTypical $267Pricier

Pricier than 98% of homes nearby

Living area224 ft²
SmallerTypical 1,256 ft²Bigger

Bigger than 2% of homes nearby

Lot size3,964 ft²
SmallerTypical 0.28 acBigger

Bigger than 10% of homes nearby

How 48 Oak Ridge Loop ranks against every home in each area.
MeasureThis homeCloudcroft 88317Otero County
Estimated valuepricier than$127,614almost no homes13% of homes
Price per ft²pricier than$57098% of homesalmost all homes
Living areabigger than224 ft²2% of homesalmost no homes
Lot sizebigger than3,964 ft²10% of homes2% of homes

About 48 Oak Ridge Loop

How much is 48 Oak Ridge Loop, Cloudcroft, NM worth?

The TopHap Estimate for 48 Oak Ridge Loop, Cloudcroft, NM is $127,614 as of Aug 30, 2026. The likely range is $94,690 to $160,538. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 48 Oak Ridge Loop, Cloudcroft, NM last sell?

48 Oak Ridge Loop, Cloudcroft, NM last sold on Jun 12, 2026, according to the county's recorded deed.

How big is 48 Oak Ridge Loop, Cloudcroft, NM?

48 Oak Ridge Loop, Cloudcroft, NM has 224 square feet of living space and a 0.09-acre lot.

What schools serve 48 Oak Ridge Loop, Cloudcroft, NM?

48 Oak Ridge Loop, Cloudcroft, NM is assigned to Cloudcroft Elementary School (elementary), rated B; Cloudcroft Middle School (middle), rated C+; Cloudcroft High School (high), rated B. All sit in Cloudcroft Municipal Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 48 Oak Ridge Loop, Cloudcroft, NM compare to other homes in Cloudcroft 88317?

Among the 2,623 homes in Cloudcroft 88317, it is worth more than almost none of them ($127,614 against a typical $352,177), its price per square foot is higher than 98% of them ($570 against a typical $267), it is bigger than 2% of them (224 ft² against a typical 1,256 ft²) and its lot is bigger than 10% of them (3,964 ft² against a typical 0.28 ac). Measured against all of Otero County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 48 Oak Ridge Loop, Cloudcroft, NM?

The 2025 property tax bill for 48 Oak Ridge Loop, Cloudcroft, NM was $44. The county assessed it at $2,830.

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