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Single Family ResidenceResidential
$377,809$448 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

48 OAK ST

SPOTSWOOD, NJ 08884
0
Baths
844 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.

Valuation

$378K
$359K low$397K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,618 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$200,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$140,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$60,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$200,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$200,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.23
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Spotswood High SchoolD+
High · Grades 9–12 · 0.8 mi
M
Spotswood Memorial Middle SchoolC
Middle · Grades 6–8 · 1.0 mi
E
G. Austin Schoenly Elementary School
Elementary · Grades PK–1 · 1.3 mi

District: Spotswood Borough School District

Neighborhood · ZIP 08884These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.95

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,671
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,442 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,651
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,780
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

48 Oak St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Middlesex County
  • Costs more per square foot than 88% of homes in Spotswood 08884
  • Smaller than 96% of homes in Middlesex County
  • Has a bigger lot than 71% of homes in Middlesex County
  • Older than 90% of homes in Spotswood 08884

What homes are worth in Spotswood 08884

Each bar is how many homes fall in that price range. The marker is this home.

This home
$183K$927K

This home is worth more than 12% of homes in Spotswood 08884.

How it measures up in Spotswood 08884

The dot is this home. The mark in the middle is the typical home in Spotswood 08884.

Estimated value$377,809
CheaperTypical $564,581Pricier

Pricier than 12% of homes nearby

Price per ft²$448
CheaperTypical $368Pricier

Pricier than 88% of homes nearby

Living area844 ft²
SmallerTypical 1,468 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.23 ac
SmallerTypical 0.23 acBigger

Bigger than 48% of homes nearby

Year built1940
OlderTypical 1957Newer

Newer than 10% of homes nearby

How 48 Oak St ranks against every home in each area.
MeasureThis homeSpotswood 08884Middlesex County
Estimated valuepricier than$377,80912% of homes10% of homes
Price per ft²pricier than$44888% of homes85% of homes
Living areabigger than844 ft²10% of homes4% of homes
Lot sizebigger than0.23 ac48% of homes71% of homes
Year builtnewer than194010% of homes16% of homes

About 48 Oak St

How much is 48 Oak St, Spotswood, NJ worth?

The TopHap Estimate for 48 Oak St, Spotswood, NJ is $377,809 as of Sep 24, 2026. The likely range is $358,902 to $396,716. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 48 Oak St, Spotswood, NJ last sell?

48 Oak St, Spotswood, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 48 Oak St, Spotswood, NJ?

48 Oak St, Spotswood, NJ has 844 square feet of living space and a 0.23-acre lot.

When was 48 Oak St, Spotswood, NJ built?

48 Oak St, Spotswood, NJ was built in 1940, making it 86 years old.

What schools serve 48 Oak St, Spotswood, NJ?

48 Oak St, Spotswood, NJ is assigned to Spotswood High School (high), rated D+; Spotswood Memorial Middle School (middle), rated C; G. Austin Schoenly Elementary School (elementary). All sit in Spotswood Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 48 Oak St, Spotswood, NJ compare to other homes in Spotswood 08884?

Among the 2,534 homes in Spotswood 08884, it is worth more than 12% of them ($377,809 against a typical $564,581), its price per square foot is higher than 88% of them ($448 against a typical $368), it is bigger than 10% of them (844 ft² against a typical 1,468 ft²), its lot is bigger than 48% of them (0.23 ac against a typical 0.23 ac) and it is newer than 10% of them (1940 against a typical 1957). Measured against all of Middlesex County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 48 Oak St, Spotswood, NJ?

The 2025 property tax bill for 48 Oak St, Spotswood, NJ was $7,618. The county assessed it at $200,900.

More homes on Oak St

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Assigned schools

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