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Single Family ResidenceResidential
$127,161$110 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $90,000 on Jul 28, 2022

48 SPRUCE ST

RENSSELAER, NY 12144
4
Beds
1
Baths
1,160 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,920 ft²
Lot SizeThe size of the land the home sits on, from county records.
1901
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$127K
$122K low$132K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$90,000 · Jul 28, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,293 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$17,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$14,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$17,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$104,167

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyRENSSELAER
Lot (acres)The size of the land the home sits on, from county records.0.09
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Van Rensselaer Elementary SchoolD+
Elementary · Grades PK–5 · 1.8 mi
M
Rensselaer Junior/Senior High SchoolC+
Middle · Grades 6–12 · 1.8 mi

District: Rensselaer City School District

Neighborhood · ZIP 12144These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.20,884
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,154 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,823
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,873
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

48 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Rensselaer 12144
  • Costs less per square foot than 95% of homes in Rensselaer 12144
  • Smaller than 81% of homes in Rensselaer County
  • Has a smaller lot than 90% of homes in Rensselaer County
  • Older than 81% of homes in Rensselaer 12144

What homes are worth in Rensselaer 12144

Each bar is how many homes fall in that price range. The marker is this home.

This home
$127K$719K

This home is worth more than 3% of homes in Rensselaer 12144.

How it measures up in Rensselaer 12144

The dot is this home. The mark in the middle is the typical home in Rensselaer 12144.

Estimated value$127,161
CheaperTypical $290,878Pricier

Pricier than 3% of homes nearby

Price per ft²$110
CheaperTypical $214Pricier

Pricier than 5% of homes nearby

Living area1,160 ft²
SmallerTypical 1,534 ft²Bigger

Bigger than 22% of homes nearby

Lot size3,920 ft²
SmallerTypical 0.19 acBigger

Bigger than 13% of homes nearby

Year built1901
OlderTypical 1956Newer

Newer than 19% of homes nearby

How 48 Spruce St ranks against every home in each area.
MeasureThis homeRensselaer 12144Rensselaer County
Estimated valuepricier than$127,1613% of homes3% of homes
Price per ft²pricier than$1105% of homes5% of homes
Living areabigger than1,160 ft²22% of homes19% of homes
Lot sizebigger than3,920 ft²13% of homes10% of homes
Year builtnewer than190119% of homes21% of homes

About 48 Spruce St

How much is 48 Spruce St, Rensselaer, NY worth?

The TopHap Estimate for 48 Spruce St, Rensselaer, NY is $127,161 as of Jul 14, 2026. The likely range is $122,002 to $132,320. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 48 Spruce St, Rensselaer, NY last sell?

48 Spruce St, Rensselaer, NY last sold on Jul 28, 2022 for $90,000, according to the county's recorded deed.

How big is 48 Spruce St, Rensselaer, NY?

48 Spruce St, Rensselaer, NY has 4 bedrooms, 1 bathrooms, 1,160 square feet of living space and a 0.09-acre lot.

When was 48 Spruce St, Rensselaer, NY built?

48 Spruce St, Rensselaer, NY was built in 1901, making it 125 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 48 Spruce St, Rensselaer, NY?

48 Spruce St, Rensselaer, NY is assigned to Van Rensselaer Elementary School (elementary), rated D+; Rensselaer Junior/Senior High School (middle), rated C+. All sit in Rensselaer City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 48 Spruce St, Rensselaer, NY compare to other homes in Rensselaer 12144?

Among the 6,575 homes in Rensselaer 12144, it is worth more than 3% of them ($127,161 against a typical $290,878), its price per square foot is higher than 5% of them ($110 against a typical $214), it is bigger than 22% of them (1,160 ft² against a typical 1,534 ft²), its lot is bigger than 13% of them (3,920 ft² against a typical 0.19 ac) and it is newer than 19% of them (1901 against a typical 1956). Measured against all of Rensselaer County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 48 Spruce St, Rensselaer, NY?

The 2025 property tax bill for 48 Spruce St, Rensselaer, NY was $3,293. The county assessed it at $17,500.

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