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Single Family ResidenceResidential
$886,551$396 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

48 STATE ST

SARATOGA SPRINGS, NY 12866
5
Beds
2 / 1
Baths
2,241 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1895
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$887K
$796K low$977K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,990 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$231,900 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$54,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$177,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$231,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$488,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySaratoga
Lot (acres)The size of the land the home sits on, from county records.0.15
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 232 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lake Avenue Elementary SchoolA
Elementary · Grades KG–5 · 0.5 mi
H
Saratoga Springs High SchoolA-
High · Grades 9–12 · 1.2 mi
M
Maple Avenue Middle SchoolA+
Middle · Grades 6–8 · 1.6 mi

District: Saratoga Springs City School District

Neighborhood · ZIP 12866These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.40,545
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.565 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$102,523
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,143
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

48 State St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Saratoga County
  • Costs more per square foot than 93% of homes in Saratoga County
  • Bigger than 73% of homes in Saratoga County
  • Has a smaller lot than 88% of homes in Saratoga County
  • Older than 93% of homes in Saratoga County

What homes are worth in Saratoga Springs 12866

Each bar is how many homes fall in that price range. The marker is this home.

This home
$294K$2M

This home is worth more than 78% of homes in Saratoga Springs 12866.

How it measures up in Saratoga Springs 12866

The dot is this home. The mark in the middle is the typical home in Saratoga Springs 12866.

Estimated value$886,551
CheaperTypical $608,332Pricier

Pricier than 78% of homes nearby

Price per ft²$396
CheaperTypical $337Pricier

Pricier than 69% of homes nearby

Living area2,241 ft²
SmallerTypical 1,867 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.15 ac
SmallerTypical 0.29 acBigger

Bigger than 25% of homes nearby

Year built1895
OlderTypical 1984Newer

Newer than 9% of homes nearby

How 48 State St ranks against every home in each area.
MeasureThis homeSaratoga Springs 12866Saratoga County
Estimated valuepricier than$886,55178% of homes95% of homes
Price per ft²pricier than$39669% of homes93% of homes
Living areabigger than2,241 ft²69% of homes73% of homes
Lot sizebigger than0.15 ac25% of homes12% of homes
Year builtnewer than18959% of homes7% of homes

About 48 State St

How much is 48 State St, Saratoga Springs, NY worth?

The TopHap Estimate for 48 State St, Saratoga Springs, NY is $886,551 as of Sep 24, 2026. The likely range is $795,746 to $977,356. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 48 State St, Saratoga Springs, NY?

48 State St, Saratoga Springs, NY has 5 bedrooms, 2 bathrooms, 2,241 square feet of living space and a 0.15-acre lot.

When was 48 State St, Saratoga Springs, NY built?

48 State St, Saratoga Springs, NY was built in 1895, making it 131 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 48 State St, Saratoga Springs, NY?

48 State St, Saratoga Springs, NY is assigned to Lake Avenue Elementary School (elementary), rated A; Saratoga Springs High School (high), rated A-; Maple Avenue Middle School (middle), rated A+. All sit in Saratoga Springs City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 48 State St, Saratoga Springs, NY compare to other homes in Saratoga Springs 12866?

Among the 13,724 homes in Saratoga Springs 12866, it is worth more than 78% of them ($886,551 against a typical $608,332), its price per square foot is higher than 69% of them ($396 against a typical $337), it is bigger than 69% of them (2,241 ft² against a typical 1,867 ft²), its lot is bigger than 25% of them (0.15 ac against a typical 0.29 ac) and it is newer than 9% of them (1895 against a typical 1984). Measured against all of Saratoga County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 48 State St, Saratoga Springs, NY?

The 2024 property tax bill for 48 State St, Saratoga Springs, NY was $6,990. The county assessed it at $231,900.

More homes on State St

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Assigned schools

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