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Rural ResidenceResidential
$284,687$988 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 69How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $700,000 on Jan 8, 2024

480 SPENCER RD

MCMINNVILLE, TN 37110
1
Baths
288 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
17 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$285K
$196K low$373K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$700,000 · Jan 8, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$446 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$36,850 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$23,150
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$26,425
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$317,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
54
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyWARREN
Lot (acres)The size of the land the home sits on, from county records.17.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Unfinished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 84 ft²Porch · 756 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Eastside Elementary SchoolC-
Elementary · Grades PK–8 · 2.9 mi
H
Warren County High SchoolB
High · Grades 9–12 · 7.8 mi

District: Warren County School District

Neighborhood · ZIP 37110These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.130
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.35,291
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.96 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,798
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,255
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

480 Spencer Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in McMinnville 37110
  • Among the highest price per square foot in McMinnville 37110
  • Among the smallest homes in McMinnville 37110
  • Has a bigger lot than 92% of homes in McMinnville 37110
  • Newer than 66% of homes in McMinnville 37110

What homes are worth in McMinnville 37110

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$635K

This home is worth more than 72% of homes in McMinnville 37110.

How it measures up in McMinnville 37110

The dot is this home. The mark in the middle is the typical home in McMinnville 37110.

Estimated value$284,687
CheaperTypical $214,425Pricier

Pricier than 72% of homes nearby

Price per ft²$988
CheaperTypical $145Pricier

Pricier than almost all homes nearby

Living area288 ft²
SmallerTypical 1,434 ft²Bigger

Smaller than almost all homes nearby

Lot size17 ac
SmallerTypical 0.88 acBigger

Bigger than 92% of homes nearby

Year built1991
OlderTypical 1977Newer

Newer than 66% of homes nearby

How 480 Spencer Rd ranks against every home in each area.
MeasureThis homeMcMinnville 37110Warren County
Estimated valuepricier than$284,68772% of homes72% of homes
Price per ft²pricier than$988almost all homesalmost all homes
Living areabigger than288 ft²almost no homesalmost no homes
Lot sizebigger than17 ac92% of homes91% of homes
Year builtnewer than199166% of homes64% of homes

About 480 Spencer Rd

How much is 480 Spencer Rd, Mcminnville, TN worth?

The TopHap Estimate for 480 Spencer Rd, Mcminnville, TN is $284,687 as of Oct 21, 2026. The likely range is $196,322 to $373,052. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 480 Spencer Rd, Mcminnville, TN last sell?

480 Spencer Rd, Mcminnville, TN last sold on Jan 8, 2024 for $700,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 480 Spencer Rd, Mcminnville, TN?

480 Spencer Rd, Mcminnville, TN has 1 bathrooms, 288 square feet of living space and a 17.00-acre lot.

When was 480 Spencer Rd, Mcminnville, TN built?

480 Spencer Rd, Mcminnville, TN was built in 1991, making it 35 years old. The building has 1 story.

What schools serve 480 Spencer Rd, Mcminnville, TN?

480 Spencer Rd, Mcminnville, TN is assigned to Eastside Elementary School (elementary), rated C-; Warren County High School (high), rated B. All sit in Warren County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 480 Spencer Rd, Mcminnville, TN compare to other homes in McMinnville 37110?

Among the 13,380 homes in McMinnville 37110, it is worth more than 72% of them ($284,687 against a typical $214,425), its price per square foot is higher than almost all of them ($988 against a typical $145), it is bigger than almost none of them (288 ft² against a typical 1,434 ft²), its lot is bigger than 92% of them (17 ac against a typical 0.88 ac) and it is newer than 66% of them (1991 against a typical 1977). Measured against all of Warren County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 480 Spencer Rd, Mcminnville, TN?

The 2025 property tax bill for 480 Spencer Rd, Mcminnville, TN was $446. The county assessed it at $36,850.

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