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Rural ResidenceResidential
$1,356,592$764 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

480 UPPER ROCK CREEK RD

PHILIPSBURG, MT 59858
4
Beds
2
Baths
1,776 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
300 ac
Lot SizeThe size of the land the home sits on, from county records.
1895
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
16
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.4M
$1.2M low$1.6M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,763 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$703,172 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$399,495
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$703,172

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
69
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
38
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.190 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyGRANITE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.300.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 210 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Philipsburg 7-8A
Middle · Grades 7–8 · 10.6 mi
H
Granite High SchoolA-
High · Grades 9–12 · 10.6 mi
E
Philipsburg School
Elementary · Grades PK–6 · 10.6 mi

District: Philipsburg K-12 Schools

Neighborhood · ZIP 59858These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.86

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.64%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,496
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,654
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,808
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.19 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

480 Upper Rock Creek Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Granite County
  • Costs more per square foot than 87% of homes in Granite County
  • Bigger than 76% of homes in Granite County
  • Has a bigger lot than 98% of homes in Philipsburg 59858
  • Older than 95% of homes in Granite County

What homes are worth in Philipsburg 59858

Each bar is how many homes fall in that price range. The marker is this home.

This home
$248K$2.5M

This home is worth more than 91% of homes in Philipsburg 59858.

How it measures up in Philipsburg 59858

The dot is this home. The mark in the middle is the typical home in Philipsburg 59858.

Estimated value$1,356,592
CheaperTypical $578,910Pricier

Pricier than 91% of homes nearby

Price per ft²$764
CheaperTypical $461Pricier

Pricier than 86% of homes nearby

Living area1,776 ft²
SmallerTypical 1,309 ft²Bigger

Bigger than 75% of homes nearby

Lot size300 ac
SmallerTypical 2.19 acBigger

Bigger than 98% of homes nearby

Year built1895
OlderTypical 1993Newer

Newer than 10% of homes nearby

How 480 Upper Rock Creek Rd ranks against every home in each area.
MeasureThis homePhilipsburg 59858Granite County
Estimated valuepricier than$1,356,59291% of homes93% of homes
Price per ft²pricier than$76486% of homes87% of homes
Living areabigger than1,776 ft²75% of homes76% of homes
Lot sizebigger than300 ac98% of homes98% of homes
Year builtnewer than189510% of homes5% of homes

About 480 Upper Rock Creek Rd

How much is 480 Upper Rock Creek Rd, Philipsburg, MT worth?

The TopHap Estimate for 480 Upper Rock Creek Rd, Philipsburg, MT is $1,356,592 as of Aug 30, 2026. The likely range is $1,163,028 to $1,550,156. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 480 Upper Rock Creek Rd, Philipsburg, MT last sell?

480 Upper Rock Creek Rd, Philipsburg, MT last sold on Oct 28, 1997, according to the county's recorded deed.

How big is 480 Upper Rock Creek Rd, Philipsburg, MT?

480 Upper Rock Creek Rd, Philipsburg, MT has 4 bedrooms, 2 bathrooms, 1,776 square feet of living space and a 300.00-acre lot.

When was 480 Upper Rock Creek Rd, Philipsburg, MT built?

480 Upper Rock Creek Rd, Philipsburg, MT was built in 1895, making it 131 years old. It is a conventional home. The building has 1 story.

What schools serve 480 Upper Rock Creek Rd, Philipsburg, MT?

480 Upper Rock Creek Rd, Philipsburg, MT is assigned to Philipsburg 7-8 (middle), rated A; Granite High School (high), rated A-; Philipsburg School (elementary). All sit in Philipsburg K-12 Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 480 Upper Rock Creek Rd, Philipsburg, MT compare to other homes in Philipsburg 59858?

Among the 1,339 homes in Philipsburg 59858, it is worth more than 91% of them ($1,356,592 against a typical $578,910), its price per square foot is higher than 86% of them ($764 against a typical $461), it is bigger than 75% of them (1,776 ft² against a typical 1,309 ft²), its lot is bigger than 98% of them (300 ac against a typical 2.19 ac) and it is newer than 10% of them (1895 against a typical 1993). Measured against all of Granite County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 480 Upper Rock Creek Rd, Philipsburg, MT?

The 2026 property tax bill for 480 Upper Rock Creek Rd, Philipsburg, MT was $2,763. The county assessed it at $703,172.

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