Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$370,996$268 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $236,000 on Apr 5, 2006

4809 CLOVER LN

WATERLOO, IA 50701
3
Beds
3
Baths
1,383 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$371K
$316K low$426K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$236,000 · Apr 5, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,594 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$333,950 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$52,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$281,450
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$276,630
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$333,950

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBLACK HAWK
Lot (acres)The size of the land the home sits on, from county records.0.37
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²Patio · 175 ft²Porch · 42 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hoover Middle SchoolC-
Middle · Grades 6–8 · 2.3 mi
E
Orange Elementary SchoolB
Elementary · Grades PK–5 · 2.4 mi
H
Waterloo West High SchoolD
High · Grades 9–12 · 3.0 mi

District: Waterloo Community School District

Neighborhood · ZIP 50701These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.30,091
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.444 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,009
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,898
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4809 Clover Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Waterloo 50701
  • Costs more per square foot than 92% of homes in Black Hawk County
  • Has a bigger lot than 82% of homes in Waterloo 50701
  • Newer than 90% of homes in Waterloo 50701

What homes are worth in Waterloo 50701

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$549K

This home is worth more than 90% of homes in Waterloo 50701.

How it measures up in Waterloo 50701

The dot is this home. The mark in the middle is the typical home in Waterloo 50701.

Estimated value$370,996
CheaperTypical $208,869Pricier

Pricier than 90% of homes nearby

Price per ft²$268
CheaperTypical $174Pricier

Pricier than 91% of homes nearby

Living area1,383 ft²
SmallerTypical 1,196 ft²Bigger

Bigger than 64% of homes nearby

Lot size0.37 ac
SmallerTypical 0.19 acBigger

Bigger than 82% of homes nearby

Year built2003
OlderTypical 1966Newer

Newer than 90% of homes nearby

How 4809 Clover Ln ranks against every home in each area.
MeasureThis homeWaterloo 50701Black Hawk County
Estimated valuepricier than$370,99690% of homes88% of homes
Price per ft²pricier than$26891% of homes92% of homes
Living areabigger than1,383 ft²64% of homes63% of homes
Lot sizebigger than0.37 ac82% of homes79% of homes
Year builtnewer than200390% of homes86% of homes

About 4809 Clover Ln

How much is 4809 Clover Ln, Waterloo, IA worth?

The TopHap Estimate for 4809 Clover Ln, Waterloo, IA is $370,996 as of Oct 21, 2026. The likely range is $316,316 to $425,676. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4809 Clover Ln, Waterloo, IA last sell?

4809 Clover Ln, Waterloo, IA last sold on Apr 5, 2006 for $236,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4809 Clover Ln, Waterloo, IA?

4809 Clover Ln, Waterloo, IA has 3 bedrooms, 3 bathrooms, 1,383 square feet of living space and a 0.37-acre lot.

When was 4809 Clover Ln, Waterloo, IA built?

4809 Clover Ln, Waterloo, IA was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 4809 Clover Ln, Waterloo, IA?

4809 Clover Ln, Waterloo, IA is assigned to Hoover Middle School (middle), rated C-; Orange Elementary School (elementary), rated B; Waterloo West High School (high), rated D. All sit in Waterloo Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4809 Clover Ln, Waterloo, IA compare to other homes in Waterloo 50701?

Among the 12,581 homes in Waterloo 50701, it is worth more than 90% of them ($370,996 against a typical $208,869), its price per square foot is higher than 91% of them ($268 against a typical $174), it is bigger than 64% of them (1,383 ft² against a typical 1,196 ft²), its lot is bigger than 82% of them (0.37 ac against a typical 0.19 ac) and it is newer than 90% of them (2003 against a typical 1966). Measured against all of Black Hawk County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4809 Clover Ln, Waterloo, IA?

The 2025 property tax bill for 4809 Clover Ln, Waterloo, IA was $6,594. The county assessed it at $333,950.

More homes on Clover Ln

Closest homes

More homes in Waterloo 50701

Assigned schools

Explore the area

See this home in context

Open 4809 Clover Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map