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Single Family ResidenceResidential
$92,115$69 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4809 TERRACE R

BIRMINGHAM, AL 35208
3
Beds
1
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$92K
$73K low$112K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$79,631
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$63,705
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.13%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$12,484
SOUTHPOINT BK · recorded Mar 17, 2015

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$8,820 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$8,820
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$116,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
92
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJefferson
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.0.16
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 180 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Central Park Elementary SchoolD-
Elementary · Grades PK–5 · 0.3 mi
M
Green Acres Middle SchoolC-
Middle · Grades 6–8 · 1.5 mi
H
P. D. Jackson - Olin High SchoolF
High · Grades 9–12 · 2.2 mi

District: Birmingham City School District

Neighborhood · ZIP 35208These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.77

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.13,410
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,187 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,232
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$58,957
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4809 Terrace R measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Central Park
  • Costs more per square foot than 86% of homes in Central Park
  • Bigger than 66% of homes in Central Park
  • Has a smaller lot than 86% of homes in Jefferson County
  • Older than 94% of homes in Jefferson County

What homes are worth in Birmingham 35208

Each bar is how many homes fall in that price range. The marker is this home.

This home
$27K$186K

This home is worth more than 71% of homes in Birmingham 35208.

How it measures up in Birmingham 35208

The dot is this home. The mark in the middle is the typical home in Birmingham 35208.

Estimated value$92,115
CheaperTypical $71,051Pricier

Pricier than 71% of homes nearby

Price per ft²$69
CheaperTypical $56Pricier

Pricier than 71% of homes nearby

Living area1,344 ft²
SmallerTypical 1,292 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.16 ac
SmallerTypical 0.16 acBigger

Bigger than 23% of homes nearby

Year built1925
OlderTypical 1940Newer

Newer than 19% of homes nearby

How 4809 Terrace R ranks against every home in each area.
MeasureThis homeCentral ParkBirmingham 35208Jefferson County
Estimated valuepricier than$92,11592% of homes71% of homes23% of homes
Price per ft²pricier than$6986% of homes71% of homes21% of homes
Living areabigger than1,344 ft²66% of homes56% of homes40% of homes
Lot sizebigger than0.16 ac22% of homes23% of homes14% of homes
Year builtnewer than192538% of homes19% of homes6% of homes

About 4809 Terrace R

How much is 4809 Terrace R, Birmingham, AL worth?

The TopHap Estimate for 4809 Terrace R, Birmingham, AL is $92,115 as of Jul 14, 2026. The likely range is $72,569 to $111,661. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4809 Terrace R, Birmingham, AL?

4809 Terrace R, Birmingham, AL has 3 bedrooms, 1 bathrooms, 1,344 square feet of living space and a 0.16-acre lot.

When was 4809 Terrace R, Birmingham, AL built?

4809 Terrace R, Birmingham, AL was built in 1925, making it 101 years old. The building has 1 story.

What schools serve 4809 Terrace R, Birmingham, AL?

4809 Terrace R, Birmingham, AL is assigned to Central Park Elementary School (elementary), rated D-; Green Acres Middle School (middle), rated C-; P. D. Jackson - Olin High School (high), rated F. All sit in Birmingham City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4809 Terrace R, Birmingham, AL compare to other homes in Birmingham 35208?

Among the 5,903 homes in Birmingham 35208, it is worth more than 71% of them ($92,115 against a typical $71,051), its price per square foot is higher than 71% of them ($69 against a typical $56), it is bigger than 56% of them (1,344 ft² against a typical 1,292 ft²), its lot is bigger than 23% of them (0.16 ac against a typical 0.16 ac) and it is newer than 19% of them (1925 against a typical 1940). Measured against all of Jefferson County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Terrace R

Closest homes

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Assigned schools

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