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Single Family ResidenceResidential
$139,967
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

481 190TH ST S

HAWLEY, MN 56549
0
Baths
0.52 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.

Valuation

$140K
$112K low$168K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,408 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$161,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$116,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$150,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$161,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.47 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLAY
Lot (acres)The size of the land the home sits on, from county records.0.52
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hawley Elementary SchoolA+
Elementary · Grades PK–6 · 4.3 mi
M
Hawley Secondary SchoolA+
Middle · Grades 7–12 · 4.3 mi

District: Hawley Public School District

Neighborhood · ZIP 56549These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.4,715
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,380
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,849
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

481 190th St S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Clay County
  • Has a bigger lot than 81% of homes in Clay County
  • Older than 72% of homes in Clay County

What homes are worth in Hawley 56549

Each bar is how many homes fall in that price range. The marker is this home.

This home
$80K$852K

This home is worth more than 10% of homes in Hawley 56549.

How it measures up in Hawley 56549

The dot is this home. The mark in the middle is the typical home in Hawley 56549.

Estimated value$139,967
CheaperTypical $350,743Pricier

Pricier than 10% of homes nearby

Lot size0.52 ac
SmallerTypical 1.36 acBigger

Bigger than 42% of homes nearby

Year built1955
OlderTypical 1978Newer

Newer than 29% of homes nearby

How 481 190th St S ranks against every home in each area.
MeasureThis homeHawley 56549Clay County
Estimated valuepricier than$139,96710% of homes5% of homes
Lot sizebigger than0.52 ac42% of homes81% of homes
Year builtnewer than195529% of homes28% of homes

About 481 190th St S

How much is 481 190th St S, Hawley, MN worth?

The TopHap Estimate for 481 190th St S, Hawley, MN is $139,967 as of Sep 24, 2026. The likely range is $112,373 to $167,561. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 481 190th St S, Hawley, MN last sell?

481 190th St S, Hawley, MN last sold on Jan 1, 1900, according to the county's recorded deed.

When was 481 190th St S, Hawley, MN built?

481 190th St S, Hawley, MN was built in 1955, making it 71 years old.

What schools serve 481 190th St S, Hawley, MN?

481 190th St S, Hawley, MN is assigned to Hawley Elementary School (elementary), rated A+; Hawley Secondary School (middle), rated A+. All sit in Hawley Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 481 190th St S, Hawley, MN compare to other homes in Hawley 56549?

Among the 1,677 homes in Hawley 56549, it is worth more than 10% of them ($139,967 against a typical $350,743), its lot is bigger than 42% of them (0.52 ac against a typical 1.36 ac) and it is newer than 29% of them (1955 against a typical 1978). Measured against all of Clay County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 481 190th St S, Hawley, MN?

The 2026 property tax bill for 481 190th St S, Hawley, MN was $1,408. The county assessed it at $161,100.

More homes on 190th St S

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Assigned schools

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