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Single Family ResidentialResidential
$315,875$258 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $175,000 on Jun 4, 2019

481 CROSS CREEK DR

RUTHERFORDTON, NC 28139
2
Beds
2
Baths
1,224 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.16 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$316K
$243K low$389K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$175,000 · Jun 4, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,588 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$248,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$47,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$200,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$248,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$248,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyRutherford
Lot (acres)The size of the land the home sits on, from county records.1.16
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Fan Cooling
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 300 ft²Patio · 300 ft²Porch · 180 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
R-S Central High SchoolC-
High · Grades 9–12 · 1.6 mi
M
R-S Middle SchoolC-
Middle · Grades 6–8 · 3.9 mi
E
Rutherfordton Elementary SchoolC+
Elementary · Grades PK–5 · 4.9 mi

District: Rutherford County Schools

Neighborhood · ZIP 28139These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.20,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,393
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

481 Cross Creek Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Rutherford County
  • Costs more per square foot than 82% of homes in Rutherfordton 28139
  • Smaller than 75% of homes in Rutherfordton 28139
  • Newer than 86% of homes in Rutherford County

What homes are worth in Rutherfordton 28139

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$883K

This home is worth more than 57% of homes in Rutherfordton 28139.

How it measures up in Rutherfordton 28139

The dot is this home. The mark in the middle is the typical home in Rutherfordton 28139.

Estimated value$315,875
CheaperTypical $287,525Pricier

Pricier than 57% of homes nearby

Price per ft²$258
CheaperTypical $178Pricier

Pricier than 82% of homes nearby

Living area1,224 ft²
SmallerTypical 1,548 ft²Bigger

Bigger than 25% of homes nearby

Lot size1.16 ac
SmallerTypical 1.82 acBigger

Bigger than 38% of homes nearby

Year built2005
OlderTypical 1985Newer

Newer than 84% of homes nearby

How 481 Cross Creek Dr ranks against every home in each area.
MeasureThis homeRutherfordton 28139Rutherford County
Estimated valuepricier than$315,87557% of homes65% of homes
Price per ft²pricier than$25882% of homes80% of homes
Living areabigger than1,224 ft²25% of homes32% of homes
Lot sizebigger than1.16 ac38% of homes53% of homes
Year builtnewer than200584% of homes86% of homes

About 481 Cross Creek Dr

How much is 481 Cross Creek Dr, Rutherfordton, NC worth?

The TopHap Estimate for 481 Cross Creek Dr, Rutherfordton, NC is $315,875 as of Jul 14, 2026. The likely range is $242,530 to $389,220. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 481 Cross Creek Dr, Rutherfordton, NC last sell?

481 Cross Creek Dr, Rutherfordton, NC last sold on Jun 4, 2019 for $175,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 481 Cross Creek Dr, Rutherfordton, NC?

481 Cross Creek Dr, Rutherfordton, NC has 2 bedrooms, 2 bathrooms, 1,224 square feet of living space and a 1.16-acre lot.

When was 481 Cross Creek Dr, Rutherfordton, NC built?

481 Cross Creek Dr, Rutherfordton, NC was built in 2005, making it 21 years old. It is a split level home. The building has 2 stories.

What schools serve 481 Cross Creek Dr, Rutherfordton, NC?

481 Cross Creek Dr, Rutherfordton, NC is assigned to R-S Central High School (high), rated C-; R-S Middle School (middle), rated C-; Rutherfordton Elementary School (elementary), rated C+. All sit in Rutherford County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 481 Cross Creek Dr, Rutherfordton, NC compare to other homes in Rutherfordton 28139?

Among the 7,472 homes in Rutherfordton 28139, it is worth more than 57% of them ($315,875 against a typical $287,525), its price per square foot is higher than 82% of them ($258 against a typical $178), it is bigger than 25% of them (1,224 ft² against a typical 1,548 ft²), its lot is bigger than 38% of them (1.16 ac against a typical 1.82 ac) and it is newer than 84% of them (2005 against a typical 1985). Measured against all of Rutherford County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 481 Cross Creek Dr, Rutherfordton, NC?

The 2025 property tax bill for 481 Cross Creek Dr, Rutherfordton, NC was $1,588. The county assessed it at $248,800.

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