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Single Family ResidenceResidential
$347,642$193 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $125,000 on Feb 16, 2009

481 KING BLUFF RIDGE RD

CELINA, TN 38551
2
Baths
1,802 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.09 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$348K
$299K low$396K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$125,000 · Feb 16, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,930 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$74,225 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$67,975
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$74,225
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$296,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.111 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyClay
Lot (acres)The size of the land the home sits on, from county records.2.09
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 60 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Clay County Adult High School
High · Grades 9–12 · 6.2 mi
E
Celina K-8D
Elementary · Grades PK–8 · 6.6 mi

District: Clay County School District

Neighborhood · ZIP 38551These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,682
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$38,477
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$54,024
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

481 King Bluff Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Celina 38551
  • Costs more per square foot than 78% of homes in Clay County
  • Bigger than 83% of homes in Celina 38551
  • Newer than 84% of homes in Celina 38551

What homes are worth in Celina 38551

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$614K

This home is worth more than 89% of homes in Celina 38551.

How it measures up in Celina 38551

The dot is this home. The mark in the middle is the typical home in Celina 38551.

Estimated value$347,642
CheaperTypical $182,837Pricier

Pricier than 89% of homes nearby

Price per ft²$193
CheaperTypical $145Pricier

Pricier than 76% of homes nearby

Living area1,802 ft²
SmallerTypical 1,209 ft²Bigger

Bigger than 83% of homes nearby

Lot size2.09 ac
SmallerTypical 1.29 acBigger

Bigger than 60% of homes nearby

Year built2001
OlderTypical 1981Newer

Newer than 84% of homes nearby

How 481 King Bluff Ridge Rd ranks against every home in each area.
MeasureThis homeCelina 38551Clay County
Estimated valuepricier than$347,64289% of homes89% of homes
Price per ft²pricier than$19376% of homes78% of homes
Living areabigger than1,802 ft²83% of homes83% of homes
Lot sizebigger than2.09 ac60% of homes51% of homes
Year builtnewer than200184% of homes82% of homes

About 481 King Bluff Ridge Rd

How much is 481 King Bluff Ridge Rd, Celina, TN worth?

The TopHap Estimate for 481 King Bluff Ridge Rd, Celina, TN is $347,642 as of Aug 30, 2026. The likely range is $299,369 to $395,915. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 481 King Bluff Ridge Rd, Celina, TN last sell?

481 King Bluff Ridge Rd, Celina, TN last sold on Feb 16, 2009 for $125,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 481 King Bluff Ridge Rd, Celina, TN?

481 King Bluff Ridge Rd, Celina, TN has 2 bathrooms, 1,802 square feet of living space and a 2.09-acre lot.

When was 481 King Bluff Ridge Rd, Celina, TN built?

481 King Bluff Ridge Rd, Celina, TN was built in 2001, making it 25 years old. The building has 2 stories.

What schools serve 481 King Bluff Ridge Rd, Celina, TN?

481 King Bluff Ridge Rd, Celina, TN is assigned to Clay County Adult High School (high); Celina K-8 (elementary), rated D. All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 481 King Bluff Ridge Rd, Celina, TN compare to other homes in Celina 38551?

Among the 2,053 homes in Celina 38551, it is worth more than 89% of them ($347,642 against a typical $182,837), its price per square foot is higher than 76% of them ($193 against a typical $145), it is bigger than 83% of them (1,802 ft² against a typical 1,209 ft²), its lot is bigger than 60% of them (2.09 ac against a typical 1.29 ac) and it is newer than 84% of them (2001 against a typical 1981). Measured against all of Clay County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 481 King Bluff Ridge Rd, Celina, TN?

The 2024 property tax bill for 481 King Bluff Ridge Rd, Celina, TN was $1,930. The county assessed it at $74,225.

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