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Bar, TavernCommercial
Last sold for $90,000 on Oct 30, 2015

481 RAILROAD AVE

ALBANY, MN 56307
2
Beds
1.5
Baths
3,480 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,500 ft²
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$90,000 · Oct 30, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,656 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$128,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$105,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$121,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$128,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.23
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
51
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Bar, Tavern
CountySTEARNS
Lot (acres)The size of the land the home sits on, from county records.0.08
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Albany Area High SchoolA+
High · Grades 9–12 · 0.4 mi
M
Albany Area Middle SchoolB+
Middle · Grades 6–8 · 0.4 mi
E
Albany Elementary SchoolA-
Elementary · Grades 1–5 · 0.6 mi

District: Albany Public School District

Neighborhood · ZIP 56307These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,633
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.52 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,761
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,705
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

481 Railroad Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 98% of homes in Albany 56307
  • Among the smallest lots in Albany 56307

How it measures up in Albany 56307

The dot is this home. The mark in the middle is the typical home in Albany 56307.

Living area3,480 ft²
SmallerTypical 1,476 ft²Bigger

Bigger than 98% of homes nearby

Lot size3,500 ft²
SmallerTypical 1.06 acBigger

Smaller than almost all homes nearby

Year built1991
OlderTypical 1990Newer

Newer than 52% of homes nearby

How 481 Railroad Ave ranks against every home in each area.
MeasureThis homeAlbany 56307Stearns County
Living areabigger than3,480 ft²98% of homes98% of homes
Lot sizebigger than3,500 ft²almost no homes3% of homes
Year builtnewer than199152% of homes61% of homes

About 481 Railroad Ave

When did 481 Railroad Ave, Albany, MN last sell?

481 Railroad Ave, Albany, MN last sold on Oct 30, 2015 for $90,000, according to the county's recorded deed.

How big is 481 Railroad Ave, Albany, MN?

481 Railroad Ave, Albany, MN has 2 bedrooms, 1.5 bathrooms, 3,480 square feet of living space and a 0.08-acre lot.

When was 481 Railroad Ave, Albany, MN built?

481 Railroad Ave, Albany, MN was built in 1991, making it 35 years old.

What schools serve 481 Railroad Ave, Albany, MN?

481 Railroad Ave, Albany, MN is assigned to Albany Area High School (high), rated A+; Albany Area Middle School (middle), rated B+; Albany Elementary School (elementary), rated A-. All sit in Albany Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 481 Railroad Ave, Albany, MN compare to other homes in Albany 56307?

Among the 2,006 homes in Albany 56307, it is bigger than 98% of them (3,480 ft² against a typical 1,476 ft²), its lot is bigger than almost none of them (3,500 ft² against a typical 1.06 ac) and it is newer than 52% of them (1991 against a typical 1990). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 481 Railroad Ave, Albany, MN?

The 2026 property tax bill for 481 Railroad Ave, Albany, MN was $2,656. The county assessed it at $128,700.

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Assigned schools

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