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Single Family ResidenceResidential
$475,218$236 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

481 RUFF RD

HAMILTON, MT 59840
3
Beds
1.5
Baths
2,012 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.99 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$475K
$382K low$568K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,422 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$469,100 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$367,164
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$469,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
87
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
44
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
42
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyRAVALLI
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.4.99
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 100 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Darby High SchoolF
High · Grades 9–12 · 6.9 mi
E
Darby SchoolC
Elementary · Grades PK–6 · 7.0 mi
M
Darby 7-8
Middle · Grades 7–8 · 7.0 mi

District: Darby K-12 Schools

Neighborhood · ZIP 59840These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.16,678
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.34 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,529
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,674
Average tempThe average temperature here across a full year.37°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

481 Ruff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Ravalli County
  • Costs less per square foot than 96% of homes in Ravalli County
  • Bigger than 74% of homes in Hamilton 59840
  • Has a bigger lot than 75% of homes in Hamilton 59840
  • Older than 68% of homes in Ravalli County

What homes are worth in Hamilton 59840

Each bar is how many homes fall in that price range. The marker is this home.

This home
$296K$2.8M

This home is worth more than 35% of homes in Hamilton 59840.

How it measures up in Hamilton 59840

The dot is this home. The mark in the middle is the typical home in Hamilton 59840.

Estimated value$475,218
CheaperTypical $548,663Pricier

Pricier than 35% of homes nearby

Price per ft²$236
CheaperTypical $359Pricier

Pricier than 5% of homes nearby

Living area2,012 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 74% of homes nearby

Lot size4.99 ac
SmallerTypical 1.04 acBigger

Bigger than 75% of homes nearby

Year built1978
OlderTypical 1987Newer

Newer than 40% of homes nearby

How 481 Ruff Rd ranks against every home in each area.
MeasureThis homeHamilton 59840Ravalli County
Estimated valuepricier than$475,21835% of homes24% of homes
Price per ft²pricier than$2365% of homes4% of homes
Living areabigger than2,012 ft²74% of homes73% of homes
Lot sizebigger than4.99 ac75% of homes64% of homes
Year builtnewer than197840% of homes32% of homes

About 481 Ruff Rd

How much is 481 Ruff Rd, Hamilton, MT worth?

The TopHap Estimate for 481 Ruff Rd, Hamilton, MT is $475,218 as of Aug 30, 2026. The likely range is $382,332 to $568,104. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 481 Ruff Rd, Hamilton, MT last sell?

481 Ruff Rd, Hamilton, MT last sold on May 19, 1995, according to the county's recorded deed.

How big is 481 Ruff Rd, Hamilton, MT?

481 Ruff Rd, Hamilton, MT has 3 bedrooms, 1.5 bathrooms, 2,012 square feet of living space and a 4.99-acre lot.

When was 481 Ruff Rd, Hamilton, MT built?

481 Ruff Rd, Hamilton, MT was built in 1978, making it 48 years old. It is a conventional home. The building has 1 story.

What schools serve 481 Ruff Rd, Hamilton, MT?

481 Ruff Rd, Hamilton, MT is assigned to Darby High School (high), rated F; Darby School (elementary), rated C; Darby 7-8 (middle). All sit in Darby K-12 Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 481 Ruff Rd, Hamilton, MT compare to other homes in Hamilton 59840?

Among the 6,709 homes in Hamilton 59840, it is worth more than 35% of them ($475,218 against a typical $548,663), its price per square foot is higher than 5% of them ($236 against a typical $359), it is bigger than 74% of them (2,012 ft² against a typical 1,536 ft²), its lot is bigger than 75% of them (4.99 ac against a typical 1.04 ac) and it is newer than 40% of them (1978 against a typical 1987). Measured against all of Ravalli County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 481 Ruff Rd, Hamilton, MT?

The 2026 property tax bill for 481 Ruff Rd, Hamilton, MT was $1,422. The county assessed it at $469,100.

More homes on Ruff Rd

Closest homes

More homes in Hamilton 59840

Assigned schools

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