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Single Family ResidentialResidential
$148,477$106 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

481 SPRUCE ST

SAINT MARY, MO 63673
0
Baths
1,404 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$148K
$129K low$168K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$238 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,950 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,150
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,950
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$26,050

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountySTE. GENEVIEVE
Lot (acres)The size of the land the home sits on, from county records.0.26
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ste. Genevieve Middle SchoolA
Middle · Grades 6–8 · 9.4 mi
E
Ste. Genevieve Elementary SchoolA-
Elementary · Grades PK–5 · 9.4 mi
H
Ste. Genevieve Sr. High SchoolB-
High · Grades 9–12 · 9.4 mi

District: Ste. Genevieve County R-Ii School District

Neighborhood · ZIP 63673These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.192

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.3,642
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,579
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,071
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

481 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Saint Mary 63673
  • Costs less per square foot than 90% of homes in Saint Mary 63673
  • Has a smaller lot than 88% of homes in Saint Mary 63673

What homes are worth in Saint Mary 63673

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$527K

This home is worth more than 17% of homes in Saint Mary 63673.

How it measures up in Saint Mary 63673

The dot is this home. The mark in the middle is the typical home in Saint Mary 63673.

Estimated value$148,477
CheaperTypical $239,085Pricier

Pricier than 17% of homes nearby

Price per ft²$106
CheaperTypical $189Pricier

Pricier than 10% of homes nearby

Living area1,404 ft²
SmallerTypical 1,352 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.26 ac
SmallerTypical 3 acBigger

Bigger than 12% of homes nearby

How 481 Spruce St ranks against every home in each area.
MeasureThis homeSaint Mary 63673Ste. Genevieve County
Estimated valuepricier than$148,47717% of homes19% of homes
Price per ft²pricier than$10610% of homes10% of homes
Living areabigger than1,404 ft²55% of homes50% of homes
Lot sizebigger than0.26 ac12% of homes37% of homes

About 481 Spruce St

How much is 481 Spruce St, Saint Mary, MO worth?

The TopHap Estimate for 481 Spruce St, Saint Mary, MO is $148,477 as of Sep 24, 2026. The likely range is $128,698 to $168,256. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 481 Spruce St, Saint Mary, MO last sell?

481 Spruce St, Saint Mary, MO last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 481 Spruce St, Saint Mary, MO?

481 Spruce St, Saint Mary, MO has 1,404 square feet of living space and a 0.26-acre lot.

What schools serve 481 Spruce St, Saint Mary, MO?

481 Spruce St, Saint Mary, MO is assigned to Ste. Genevieve Middle School (middle), rated A; Ste. Genevieve Elementary School (elementary), rated A-; Ste. Genevieve Sr. High School (high), rated B-. All sit in Ste. Genevieve County R-Ii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 481 Spruce St, Saint Mary, MO compare to other homes in Saint Mary 63673?

Among the 1,031 homes in Saint Mary 63673, it is worth more than 17% of them ($148,477 against a typical $239,085), its price per square foot is higher than 10% of them ($106 against a typical $189), it is bigger than 55% of them (1,404 ft² against a typical 1,352 ft²) and its lot is bigger than 12% of them (0.26 ac against a typical 3 ac). Measured against all of Ste. Genevieve County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 481 Spruce St, Saint Mary, MO?

The 2025 property tax bill for 481 Spruce St, Saint Mary, MO was $238. The county assessed it at $4,950.

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Assigned schools

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