Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$448,396$393 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $396,000 on Jun 24, 2024

481 W RIVER ST

MILFORD, CT 06461
3
Beds
1
Baths
1,142 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$448K
$398K low$499K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$396,000 · Jun 24, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$43,882
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$35,106
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.90%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$404,514
MORTGAGE RESEARCH CENTER LLC · P · recorded Jun 24, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,909 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$199,980 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$90,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$109,780
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$199,980
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$139,986

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountySOUTH CENTRAL CONNECTICUT
Lot (acres)The size of the land the home sits on, from county records.0.24
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mathewson Elementary SchoolB
Elementary · Grades KG–5 · 0.1 mi
M
Harborside Middle SchoolA+
Middle · Grades 6–8 · 1.1 mi
H
Jonathan Law High SchoolB-
High · Grades 9–12 · 2.9 mi

District: Milford School District

Neighborhood · ZIP 06461These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.14,386
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,395 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$125,299
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$144,792
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

481 W River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Milford 06461
  • Costs more per square foot than 87% of homes in South Central Connecticut County
  • Smaller than 80% of homes in Milford 06461
  • Has a smaller lot than 94% of homes in Forest Heights / Post Road North
  • Older than 93% of homes in Forest Heights / Post Road North

What homes are worth in Milford 06461

Each bar is how many homes fall in that price range. The marker is this home.

This home
$242K$942K

This home is worth more than 28% of homes in Milford 06461.

How it measures up in Milford 06461

The dot is this home. The mark in the middle is the typical home in Milford 06461.

Estimated value$448,396
CheaperTypical $522,992Pricier

Pricier than 28% of homes nearby

Price per ft²$393
CheaperTypical $324Pricier

Pricier than 81% of homes nearby

Living area1,142 ft²
SmallerTypical 1,505 ft²Bigger

Bigger than 20% of homes nearby

Lot size0.24 ac
SmallerTypical 0.35 acBigger

Bigger than 28% of homes nearby

Year built1950
OlderTypical 1976Newer

Newer than 17% of homes nearby

How 481 W River St ranks against every home in each area.
MeasureThis homeForest Heights / Post Road NorthMilford 06461South Central Connecticut County
Estimated valuepricier than$448,39630% of homes28% of homes51% of homes
Price per ft²pricier than$39377% of homes81% of homes87% of homes
Living areabigger than1,142 ft²33% of homes20% of homes22% of homes
Lot sizebigger than0.24 ac6% of homes28% of homes40% of homes
Year builtnewer than19507% of homes17% of homes34% of homes

About 481 W River St

How much is 481 W River St, Milford, CT worth?

The TopHap Estimate for 481 W River St, Milford, CT is $448,396 as of Jul 14, 2026. The likely range is $398,147 to $498,645. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 481 W River St, Milford, CT last sell?

481 W River St, Milford, CT last sold on Jun 24, 2024 for $396,000, according to the county's recorded deed.

How big is 481 W River St, Milford, CT?

481 W River St, Milford, CT has 3 bedrooms, 1 bathrooms, 1,142 square feet of living space and a 0.24-acre lot.

When was 481 W River St, Milford, CT built?

481 W River St, Milford, CT was built in 1950, making it 76 years old. It is a cape cod home. The building has 1 story.

What schools serve 481 W River St, Milford, CT?

481 W River St, Milford, CT is assigned to Mathewson Elementary School (elementary), rated B; Harborside Middle School (middle), rated A+; Jonathan Law High School (high), rated B-. All sit in Milford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 481 W River St, Milford, CT compare to other homes in Milford 06461?

Among the 5,613 homes in Milford 06461, it is worth more than 28% of them ($448,396 against a typical $522,992), its price per square foot is higher than 81% of them ($393 against a typical $324), it is bigger than 20% of them (1,142 ft² against a typical 1,505 ft²), its lot is bigger than 28% of them (0.24 ac against a typical 0.35 ac) and it is newer than 17% of them (1950 against a typical 1976). Measured against all of South Central Connecticut County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 481 W River St, Milford, CT?

The 2025 property tax bill for 481 W River St, Milford, CT was $5,909. The county assessed it at $199,980.

More homes on W River St

Closest homes

More homes in Milford 06461

Assigned schools

Explore the area

See this home in context

Open 481 W River St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map