Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$351,281$236 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $340,000 on Feb 19, 2026

4812 DERBY DR

CHIPLEY, FL 32428
3
Beds
2
Baths
1,489 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.52 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$351K
$301K low$401K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$340,000 · Feb 19, 2026

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$196,077 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,320
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$171,757
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$24,320
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$196,077

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
44
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.1.52
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Vernon High SchoolC-
High · Grades 9–12 · 8.8 mi
M
Vernon Middle SchoolC
Middle · Grades 6–8 · 8.8 mi
E
Vernon Elementary SchoolC-
Elementary · Grades PK–5 · 10.0 mi

District: Washington County School District

Neighborhood · ZIP 32428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.17,198
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,933
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4812 Derby Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Chipley 32428
  • Costs more per square foot than 95% of homes in Chipley 32428
  • Among the newest homes in Chipley 32428

What homes are worth in Chipley 32428

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$593K

This home is worth more than 86% of homes in Chipley 32428.

How it measures up in Chipley 32428

The dot is this home. The mark in the middle is the typical home in Chipley 32428.

Estimated value$351,281
CheaperTypical $195,982Pricier

Pricier than 86% of homes nearby

Price per ft²$236
CheaperTypical $128Pricier

Pricier than 95% of homes nearby

Living area1,489 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 50% of homes nearby

Lot size1.52 ac
SmallerTypical 1.59 acBigger

Bigger than 49% of homes nearby

Year built2024
OlderTypical 1991Newer

Newer than almost all homes nearby

How 4812 Derby Dr ranks against every home in each area.
MeasureThis homeChipley 32428Washington County
Estimated valuepricier than$351,28186% of homes86% of homes
Price per ft²pricier than$23695% of homes95% of homes
Living areabigger than1,489 ft²50% of homes51% of homes
Lot sizebigger than1.52 ac49% of homes44% of homes
Year builtnewer than2024almost all homesalmost all homes

About 4812 Derby Dr

How much is 4812 Derby Dr, Chipley, FL worth?

The TopHap Estimate for 4812 Derby Dr, Chipley, FL is $351,281 as of Aug 30, 2026. The likely range is $301,164 to $401,398. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4812 Derby Dr, Chipley, FL last sell?

4812 Derby Dr, Chipley, FL last sold on Feb 19, 2026 for $340,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 4812 Derby Dr, Chipley, FL?

4812 Derby Dr, Chipley, FL has 3 bedrooms, 2 bathrooms, 1,489 square feet of living space and a 1.52-acre lot.

When was 4812 Derby Dr, Chipley, FL built?

4812 Derby Dr, Chipley, FL was built in 2024, making it 2 years old. The building has 1 story.

What schools serve 4812 Derby Dr, Chipley, FL?

4812 Derby Dr, Chipley, FL is assigned to Vernon High School (high), rated C-; Vernon Middle School (middle), rated C; Vernon Elementary School (elementary), rated C-. All sit in Washington County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4812 Derby Dr, Chipley, FL compare to other homes in Chipley 32428?

Among the 7,688 homes in Chipley 32428, it is worth more than 86% of them ($351,281 against a typical $195,982), its price per square foot is higher than 95% of them ($236 against a typical $128), it is bigger than 50% of them (1,489 ft² against a typical 1,500 ft²), its lot is bigger than 49% of them (1.52 ac against a typical 1.59 ac) and it is newer than almost all of them (2024 against a typical 1991). Measured against all of Washington County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Derby Dr

Closest homes

More homes in Chipley 32428

Assigned schools

Explore the area

See this home in context

Open 4812 Derby Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map