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Single Family ResidenceResidential
$685,674$189 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4820 ROSE CREEK DR

CUMMING, GA 30040
4
Beds
4 / 1
Baths
3,628 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.6 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$686K
$642K low$730K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$535,674
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$428,539
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.22%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
SUNTRUST BANK · recorded Jan 6, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
REGIONS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,606 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$269,408 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$209,408
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$284,348
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$673,520

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyForsyth
Lot (acres)The size of the land the home sits on, from county records.0.60
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 280 ft²Porch · 80 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
North Forsyth High SchoolA-
High · Grades 9–12 · 1.8 mi
E
Coal Mountain Elementary SchoolA-
Elementary · Grades KG–5 · 1.9 mi
M
North Forsyth Middle SchoolB
Middle · Grades 6–8 · 1.9 mi

District: Forsyth County School District

Neighborhood · ZIP 30040These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.91,376
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,545 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,354
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$143,389
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4820 Rose Creek Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 93% of homes in Forsyth County
  • Bigger than 85% of homes in Forsyth County
  • Has a bigger lot than 76% of homes in Cumming 30040

What homes are worth in Cumming 30040

Each bar is how many homes fall in that price range. The marker is this home.

This home
$306K$1.3M

This home is worth more than 63% of homes in Cumming 30040.

How it measures up in Cumming 30040

The dot is this home. The mark in the middle is the typical home in Cumming 30040.

Estimated value$685,674
CheaperTypical $601,586Pricier

Pricier than 63% of homes nearby

Price per ft²$189
CheaperTypical $237Pricier

Pricier than 8% of homes nearby

Living area3,628 ft²
SmallerTypical 2,579 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.6 ac
SmallerTypical 0.31 acBigger

Bigger than 76% of homes nearby

Year built2003
OlderTypical 2005Newer

Newer than 42% of homes nearby

How 4820 Rose Creek Dr ranks against every home in each area.
MeasureThis homeCumming 30040Forsyth County
Estimated valuepricier than$685,67463% of homes60% of homes
Price per ft²pricier than$1898% of homes7% of homes
Living areabigger than3,628 ft²84% of homes85% of homes
Lot sizebigger than0.6 ac76% of homes72% of homes
Year builtnewer than200342% of homes48% of homes

About 4820 Rose Creek Dr

How much is 4820 Rose Creek Dr, Cumming, GA worth?

The TopHap Estimate for 4820 Rose Creek Dr, Cumming, GA is $685,674 as of Jul 14, 2026. The likely range is $641,504 to $729,844. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4820 Rose Creek Dr, Cumming, GA?

4820 Rose Creek Dr, Cumming, GA has 4 bedrooms, 4 bathrooms, 3,628 square feet of living space and a 0.60-acre lot.

When was 4820 Rose Creek Dr, Cumming, GA built?

4820 Rose Creek Dr, Cumming, GA was built in 2003, making it 23 years old. The building has 2 stories.

What schools serve 4820 Rose Creek Dr, Cumming, GA?

4820 Rose Creek Dr, Cumming, GA is assigned to North Forsyth High School (high), rated A-; Coal Mountain Elementary School (elementary), rated A-; North Forsyth Middle School (middle), rated B. All sit in Forsyth County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4820 Rose Creek Dr, Cumming, GA compare to other homes in Cumming 30040?

Among the 29,109 homes in Cumming 30040, it is worth more than 63% of them ($685,674 against a typical $601,586), its price per square foot is higher than 8% of them ($189 against a typical $237), it is bigger than 84% of them (3,628 ft² against a typical 2,579 ft²), its lot is bigger than 76% of them (0.6 ac against a typical 0.31 ac) and it is newer than 42% of them (2003 against a typical 2005). Measured against all of Forsyth County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4820 Rose Creek Dr, Cumming, GA?

The 2025 property tax bill for 4820 Rose Creek Dr, Cumming, GA was $6,606. The county assessed it at $269,408.

Closest homes

More homes in Cumming 30040

Assigned schools

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