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Rural ResidenceResidential
$420,773$207 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $399,000 on Apr 25, 2025

4821 MONTCREST DR

CHATTANOOGA, TN 37416
3
Baths
2,030 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$421K
$366K low$476K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$399,000 · Apr 25, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,339 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$88,325 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$54,425
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$353,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHamilton
Lot (acres)The size of the land the home sits on, from county records.0.63
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Brown Middle SchoolD-
Middle · Grades 6–8 · 1.3 mi
E
Harrison Elementary SchoolD-
Elementary · Grades PK–5 · 1.4 mi
H
Central High SchoolC-
High · Grades 9–12 · 1.5 mi

District: Hamilton County School District

Neighborhood · ZIP 37416These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.121
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.146

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.15,213
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,049 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,277
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,939
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4821 Montcrest Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Chattanooga 37416
  • Costs more per square foot than 78% of homes in Chattanooga 37416
  • Bigger than 69% of homes in Chattanooga 37416
  • Has a bigger lot than 78% of homes in Chattanooga 37416
  • Newer than 76% of homes in Chattanooga 37416

What homes are worth in Chattanooga 37416

Each bar is how many homes fall in that price range. The marker is this home.

This home
$133K$1000K

This home is worth more than 84% of homes in Chattanooga 37416.

How it measures up in Chattanooga 37416

The dot is this home. The mark in the middle is the typical home in Chattanooga 37416.

Estimated value$420,773
CheaperTypical $282,837Pricier

Pricier than 84% of homes nearby

Price per ft²$207
CheaperTypical $173Pricier

Pricier than 78% of homes nearby

Living area2,030 ft²
SmallerTypical 1,694 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.63 ac
SmallerTypical 0.38 acBigger

Bigger than 78% of homes nearby

Year built1989
OlderTypical 1969Newer

Newer than 76% of homes nearby

How 4821 Montcrest Dr ranks against every home in each area.
MeasureThis homeHarrisonChattanooga 37416Hamilton County
Estimated valuepricier than$420,77380% of homes84% of homes66% of homes
Price per ft²pricier than$20775% of homes78% of homes55% of homes
Living areabigger than2,030 ft²62% of homes69% of homes64% of homes
Lot sizebigger than0.63 ac69% of homes78% of homes68% of homes
Year builtnewer than198968% of homes76% of homes61% of homes

About 4821 Montcrest Dr

How much is 4821 Montcrest Dr, Chattanooga, TN worth?

The TopHap Estimate for 4821 Montcrest Dr, Chattanooga, TN is $420,773 as of Sep 24, 2026. The likely range is $365,747 to $475,799. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4821 Montcrest Dr, Chattanooga, TN last sell?

4821 Montcrest Dr, Chattanooga, TN last sold on Apr 25, 2025 for $399,000, according to the county's recorded deed. TopHap holds 7 recorded sales for this parcel.

How big is 4821 Montcrest Dr, Chattanooga, TN?

4821 Montcrest Dr, Chattanooga, TN has 3 bathrooms, 2,030 square feet of living space and a 0.63-acre lot.

When was 4821 Montcrest Dr, Chattanooga, TN built?

4821 Montcrest Dr, Chattanooga, TN was built in 1989, making it 37 years old. It is a ranch home. The building has 1 story.

What schools serve 4821 Montcrest Dr, Chattanooga, TN?

4821 Montcrest Dr, Chattanooga, TN is assigned to Brown Middle School (middle), rated D-; Harrison Elementary School (elementary), rated D-; Central High School (high), rated C-. All sit in Hamilton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4821 Montcrest Dr, Chattanooga, TN compare to other homes in Chattanooga 37416?

Among the 5,761 homes in Chattanooga 37416, it is worth more than 84% of them ($420,773 against a typical $282,837), its price per square foot is higher than 78% of them ($207 against a typical $173), it is bigger than 69% of them (2,030 ft² against a typical 1,694 ft²), its lot is bigger than 78% of them (0.63 ac against a typical 0.38 ac) and it is newer than 76% of them (1989 against a typical 1969). Measured against all of Hamilton County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4821 Montcrest Dr, Chattanooga, TN?

The 2025 property tax bill for 4821 Montcrest Dr, Chattanooga, TN was $1,339. The county assessed it at $88,325.

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