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Single Family ResidenceResidential
$368,054$171 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $228,400 on Aug 19, 2016

4848 SPEARS ST

PACE, FL 32571
4
Beds
2
Baths
2,149 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
2016
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$368K
$337K low$399K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$228,400 · Aug 19, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$134,841
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$107,873
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$233,213
PRIMARY RESID'L MTG · recorded Aug 19, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,074 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$280,452 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$235,452
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$276,405
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$280,452

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
39
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySanta Rosa
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 294 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pea Ridge Elementary SchoolC
Elementary · Grades PK–5 · 0.5 mi
H
Pace High SchoolB-
High · Grades 9–12 · 2.0 mi
M
Avalon Middle SchoolB+
Middle · Grades 6–8 · 3.0 mi

District: Santa Rosa County School District

Neighborhood · ZIP 32571These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.42,417
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.387 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,720
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,234
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.68 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4848 Spears St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 68% of homes in Santa Rosa County
  • Bigger than 69% of homes in Santa Rosa County
  • Newer than 80% of homes in Santa Rosa County

What homes are worth in Milton 32571

Each bar is how many homes fall in that price range. The marker is this home.

This home
$150K$802K

This home is worth more than 62% of homes in Milton 32571.

How it measures up in Milton 32571

The dot is this home. The mark in the middle is the typical home in Milton 32571.

Estimated value$368,054
CheaperTypical $335,500Pricier

Pricier than 62% of homes nearby

Price per ft²$171
CheaperTypical $178Pricier

Pricier than 40% of homes nearby

Living area2,149 ft²
SmallerTypical 1,849 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.28 ac
SmallerTypical 0.35 acBigger

Bigger than 36% of homes nearby

Year built2016
OlderTypical 2002Newer

Newer than 75% of homes nearby

How 4848 Spears St ranks against every home in each area.
MeasureThis homeMilton 32571Santa Rosa County
Estimated valuepricier than$368,05462% of homes54% of homes
Price per ft²pricier than$17140% of homes32% of homes
Living areabigger than2,149 ft²66% of homes69% of homes
Lot sizebigger than0.28 ac36% of homes36% of homes
Year builtnewer than201675% of homes80% of homes

About 4848 Spears St

How much is 4848 Spears St, Pace, FL worth?

The TopHap Estimate for 4848 Spears St, Pace, FL is $368,054 as of Jul 14, 2026. The likely range is $337,195 to $398,913. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4848 Spears St, Pace, FL last sell?

4848 Spears St, Pace, FL last sold on Aug 19, 2016 for $228,400, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 4848 Spears St, Pace, FL?

4848 Spears St, Pace, FL has 4 bedrooms, 2 bathrooms, 2,149 square feet of living space and a 0.28-acre lot.

When was 4848 Spears St, Pace, FL built?

4848 Spears St, Pace, FL was built in 2016, making it 10 years old. The building has 1 story.

What schools serve 4848 Spears St, Pace, FL?

4848 Spears St, Pace, FL is assigned to Pea Ridge Elementary School (elementary), rated C; Pace High School (high), rated B-; Avalon Middle School (middle), rated B+. All sit in Santa Rosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4848 Spears St, Pace, FL compare to other homes in Milton 32571?

Among the 17,128 homes in Milton 32571, it is worth more than 62% of them ($368,054 against a typical $335,500), its price per square foot is higher than 40% of them ($171 against a typical $178), it is bigger than 66% of them (2,149 ft² against a typical 1,849 ft²), its lot is bigger than 36% of them (0.28 ac against a typical 0.35 ac) and it is newer than 75% of them (2016 against a typical 2002). Measured against all of Santa Rosa County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4848 Spears St, Pace, FL?

The 2025 property tax bill for 4848 Spears St, Pace, FL was $3,074. The county assessed it at $280,452.

Closest homes

More homes in Pace 32571

Assigned schools

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