Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$232,553
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $49,900 on Jul 25, 2023

485 SPEAR POINT DR

TALKING ROCK, GA 30175
1
Baths
3.31 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$233K
$186K low$280K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$49,900 · Jul 25, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$232,553
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$186,042

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$554 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$35,880 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,080
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$2,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,160
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$89,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGilmer
Lot (acres)The size of the land the home sits on, from county records.3.31
HeatingThe type of heating system in the home.None

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Clear Creek Middle SchoolA-
Middle · Grades 6–8 · 10.6 mi
H
Gilmer High SchoolB+
High · Grades 9–12 · 10.8 mi
E
Mountain View Elementary SchoolC+
Elementary · Grades PK–5 · 10.8 mi

District: Gilmer County School District

Neighborhood · ZIP 30175These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.7,767
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.87 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,805
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,040
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

485 Spear Point Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Gilmer County
  • Has a bigger lot than 75% of homes in Gilmer County
  • Among the newest homes in Talking Rock 30175

What homes are worth in Talking Rock 30175

Each bar is how many homes fall in that price range. The marker is this home.

This home
$80K$1.2M

This home is worth more than 24% of homes in Talking Rock 30175.

How it measures up in Talking Rock 30175

The dot is this home. The mark in the middle is the typical home in Talking Rock 30175.

Estimated value$232,553
CheaperTypical $371,646Pricier

Pricier than 24% of homes nearby

Lot size3.31 ac
SmallerTypical 2.25 acBigger

Bigger than 62% of homes nearby

Year built2024
OlderTypical 2000Newer

Newer than almost all homes nearby

How 485 Spear Point Dr ranks against every home in each area.
MeasureThis homeTalking Rock 30175Gilmer County
Estimated valuepricier than$232,55324% of homes22% of homes
Lot sizebigger than3.31 ac62% of homes75% of homes
Year builtnewer than2024almost all homesalmost all homes

About 485 Spear Point Dr

How much is 485 Spear Point Dr, Talking Rock, GA worth?

The TopHap Estimate for 485 Spear Point Dr, Talking Rock, GA is $232,553 as of Jul 14, 2026. The likely range is $185,545 to $279,561. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 485 Spear Point Dr, Talking Rock, GA last sell?

485 Spear Point Dr, Talking Rock, GA last sold on Jul 25, 2023 for $49,900, according to the county's recorded deed.

How big is 485 Spear Point Dr, Talking Rock, GA?

485 Spear Point Dr, Talking Rock, GA has 1 bathrooms and a 3.31-acre lot.

When was 485 Spear Point Dr, Talking Rock, GA built?

485 Spear Point Dr, Talking Rock, GA was built in 2024, making it 2 years old. The building has 1 story.

What schools serve 485 Spear Point Dr, Talking Rock, GA?

485 Spear Point Dr, Talking Rock, GA is assigned to Clear Creek Middle School (middle), rated A-; Gilmer High School (high), rated B+; Mountain View Elementary School (elementary), rated C+. All sit in Gilmer County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 485 Spear Point Dr, Talking Rock, GA compare to other homes in Talking Rock 30175?

Among the 2,940 homes in Talking Rock 30175, it is worth more than 24% of them ($232,553 against a typical $371,646), its lot is bigger than 62% of them (3.31 ac against a typical 2.25 ac) and it is newer than almost all of them (2024 against a typical 2000). Measured against all of Gilmer County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 485 Spear Point Dr, Talking Rock, GA?

The 2025 property tax bill for 485 Spear Point Dr, Talking Rock, GA was $554. The county assessed it at $35,880.

More homes on Spear Point Dr

Closest homes

More homes in Talking Rock 30175

Assigned schools

Explore the area

See this home in context

Open 485 Spear Point Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map