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Single Family ResidenceResidential
$347,313$284 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

485 SPRUCE DR

FERNLEY, NV 89408
3
Beds
2
Baths
1,224 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$347K
$337K low$358K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,257 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$86,144 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$66,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$19,644
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$76,517
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$246,127

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
38
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
2
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLYON
Lot (acres)The size of the land the home sits on, from county records.0.18
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fernley Elementary SchoolC-
Elementary · Grades PK–4 · 0.2 mi
H
Fernley High School
High · Grades 9–12 · 1.4 mi
M
Silverland Middle SchoolC-
Middle · Grades 7–8 · 2.7 mi

District: Lyon County School District

Neighborhood · ZIP 89408These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.220

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.25,760
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,552
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,839
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.7 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.75%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

485 Spruce Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Fernley 89408
  • Costs more per square foot than 77% of homes in Fernley 89408
  • Smaller than 89% of homes in Fernley 89408
  • Has a smaller lot than 71% of homes in Lyon County
  • Older than 91% of homes in Fernley 89408

What homes are worth in Fernley 89408

Each bar is how many homes fall in that price range. The marker is this home.

This home
$321K$671K

This home is worth more than 7% of homes in Fernley 89408.

How it measures up in Fernley 89408

The dot is this home. The mark in the middle is the typical home in Fernley 89408.

Estimated value$347,313
CheaperTypical $414,828Pricier

Pricier than 7% of homes nearby

Price per ft²$284
CheaperTypical $258Pricier

Pricier than 77% of homes nearby

Living area1,224 ft²
SmallerTypical 1,616 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.18 ac
SmallerTypical 0.19 acBigger

Bigger than 49% of homes nearby

Year built1978
OlderTypical 2003Newer

Newer than 9% of homes nearby

How 485 Spruce Dr ranks against every home in each area.
MeasureThis homeFernley 89408Lyon County
Estimated valuepricier than$347,3137% of homes15% of homes
Price per ft²pricier than$28477% of homes73% of homes
Living areabigger than1,224 ft²11% of homes17% of homes
Lot sizebigger than0.18 ac49% of homes29% of homes
Year builtnewer than19789% of homes13% of homes

About 485 Spruce Dr

How much is 485 Spruce Dr, Fernley, NV worth?

The TopHap Estimate for 485 Spruce Dr, Fernley, NV is $347,313 as of Oct 21, 2026. The likely range is $336,625 to $358,001. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 485 Spruce Dr, Fernley, NV last sell?

485 Spruce Dr, Fernley, NV last sold on Jul 5, 2018, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 485 Spruce Dr, Fernley, NV?

485 Spruce Dr, Fernley, NV has 3 bedrooms, 2 bathrooms, 1,224 square feet of living space and a 0.18-acre lot.

When was 485 Spruce Dr, Fernley, NV built?

485 Spruce Dr, Fernley, NV was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 485 Spruce Dr, Fernley, NV?

485 Spruce Dr, Fernley, NV is assigned to Fernley Elementary School (elementary), rated C-; Fernley High School (high); Silverland Middle School (middle), rated C-. All sit in Lyon County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 485 Spruce Dr, Fernley, NV compare to other homes in Fernley 89408?

Among the 8,742 homes in Fernley 89408, it is worth more than 7% of them ($347,313 against a typical $414,828), its price per square foot is higher than 77% of them ($284 against a typical $258), it is bigger than 11% of them (1,224 ft² against a typical 1,616 ft²), its lot is bigger than 49% of them (0.18 ac against a typical 0.19 ac) and it is newer than 9% of them (1978 against a typical 2003). Measured against all of Lyon County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 485 Spruce Dr, Fernley, NV?

The 2026 property tax bill for 485 Spruce Dr, Fernley, NV was $1,257. The county assessed it at $86,144.

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