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Single Family ResidenceResidential
$404,413$169 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

486 HIGHWAY W

ROCKY MOUNT, MO 65072
3
Baths
2,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$404K
$372K low$437K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$245,083
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$196,066
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$159,330
CENTRAL BANK OF LAKE OF THE OZARKS · recorded Jan 11, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,520 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$33,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,460
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$31,240
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$30,090
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$177,360

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
36
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
53
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMILLER
Lot (acres)The size of the land the home sits on, from county records.2.50
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Heritage Elementary School
Elementary · Grades KG–2 · 4.8 mi
H
Osage High SchoolB
High · Grades 9–12 · 9.0 mi
M
Osage Middle SchoolA-
Middle · Grades 6–8 · 9.0 mi

District: School of the Osage School District

Neighborhood · ZIP 65072These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.185
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.33%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,708
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,850
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,005
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

486 Highway W measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Miller County
  • Costs less per square foot than 97% of homes in Rocky Mount 65072
  • Bigger than 97% of homes in Rocky Mount 65072
  • Has a bigger lot than 88% of homes in Rocky Mount 65072
  • Newer than 82% of homes in Miller County

What homes are worth in Rocky Mount 65072

Each bar is how many homes fall in that price range. The marker is this home.

This home
$150K$1M

This home is worth more than 50% of homes in Rocky Mount 65072.

How it measures up in Rocky Mount 65072

The dot is this home. The mark in the middle is the typical home in Rocky Mount 65072.

Estimated value$404,413
CheaperTypical $404,070Pricier

Pricier than 50% of homes nearby

Price per ft²$169
CheaperTypical $409Pricier

Pricier than 3% of homes nearby

Living area2,400 ft²
SmallerTypical 1,064 ft²Bigger

Bigger than 97% of homes nearby

Lot size2.5 ac
SmallerTypical 0.27 acBigger

Bigger than 88% of homes nearby

Year built2004
OlderTypical 1986Newer

Newer than 80% of homes nearby

How 486 Highway W ranks against every home in each area.
MeasureThis homeRocky Mount 65072Miller County
Estimated valuepricier than$404,41350% of homes76% of homes
Price per ft²pricier than$1693% of homes35% of homes
Living areabigger than2,400 ft²97% of homes91% of homes
Lot sizebigger than2.5 ac88% of homes55% of homes
Year builtnewer than200480% of homes82% of homes

About 486 Highway W

How much is 486 Highway W, Rocky Mount, MO worth?

The TopHap Estimate for 486 Highway W, Rocky Mount, MO is $404,413 as of Jun 23, 2026. The likely range is $372,059 to $436,766. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 486 Highway W, Rocky Mount, MO last sell?

486 Highway W, Rocky Mount, MO last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 486 Highway W, Rocky Mount, MO?

486 Highway W, Rocky Mount, MO has 3 bathrooms, 2,400 square feet of living space and a 2.50-acre lot.

When was 486 Highway W, Rocky Mount, MO built?

486 Highway W, Rocky Mount, MO was built in 2004, making it 22 years old. The building has 1 story.

What schools serve 486 Highway W, Rocky Mount, MO?

486 Highway W, Rocky Mount, MO is assigned to Heritage Elementary School (elementary); Osage High School (high), rated B; Osage Middle School (middle), rated A-. All sit in School of the Osage School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 486 Highway W, Rocky Mount, MO compare to other homes in Rocky Mount 65072?

Among the 2,744 homes in Rocky Mount 65072, it is worth more than 50% of them ($404,413 against a typical $404,070), its price per square foot is higher than 3% of them ($169 against a typical $409), it is bigger than 97% of them (2,400 ft² against a typical 1,064 ft²), its lot is bigger than 88% of them (2.5 ac against a typical 0.27 ac) and it is newer than 80% of them (2004 against a typical 1986). Measured against all of Miller County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 486 Highway W, Rocky Mount, MO?

The 2025 property tax bill for 486 Highway W, Rocky Mount, MO was $1,520. The county assessed it at $33,700.

Closest homes

More homes in Rocky Mount 65072

Assigned schools

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