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Single Family ResidenceResidential
$81,613$57 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $31,300 on Mar 10, 2021

486 NORTH ST

COLDWATER, MS 38618
3
Beds
0
Baths
1,437 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$82K
$79K low$84K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$31,300 · Mar 10, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$436 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,802 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,085
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$717
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,612
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$18,677

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
42
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTATE
Lot (acres)The size of the land the home sits on, from county records.0.44
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
PoolWhether the property has a pool, and what kind, such as in-ground.No

Neighborhood · ZIP 38618These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.155
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.141

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.11,123
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,402
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,534
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

486 North St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Tate County
  • Among the lowest price per square foot in Tate County
  • Smaller than 68% of homes in Tate County
  • Among the smallest lots in Coldwater 38618
  • Older than 86% of homes in Coldwater 38618

What homes are worth in Coldwater 38618

Each bar is how many homes fall in that price range. The marker is this home.

This home
$82K$625K

This home is worth more than 2% of homes in Coldwater 38618.

How it measures up in Coldwater 38618

The dot is this home. The mark in the middle is the typical home in Coldwater 38618.

Estimated value$81,613
CheaperTypical $247,315Pricier

Pricier than 2% of homes nearby

Price per ft²$57
CheaperTypical $139Pricier

Cheaper than almost all homes nearby

Living area1,437 ft²
SmallerTypical 1,710 ft²Bigger

Bigger than 36% of homes nearby

Lot size0.44 ac
SmallerTypical 3.1 acBigger

Smaller than almost all homes nearby

Year built1960
OlderTypical 1989Newer

Newer than 14% of homes nearby

How 486 North St ranks against every home in each area.
MeasureThis homeColdwater 38618Tate County
Estimated valuepricier than$81,6132% of homesalmost no homes
Price per ft²pricier than$57almost no homesalmost no homes
Living areabigger than1,437 ft²36% of homes32% of homes
Lot sizebigger than0.44 acalmost no homes5% of homes
Year builtnewer than196014% of homes14% of homes

About 486 North St

How much is 486 North St, Coldwater, MS worth?

The TopHap Estimate for 486 North St, Coldwater, MS is $81,613 as of Jul 14, 2026. The likely range is $79,264 to $83,962. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 486 North St, Coldwater, MS last sell?

486 North St, Coldwater, MS last sold on Mar 10, 2021 for $31,300, according to the county's recorded deed.

How big is 486 North St, Coldwater, MS?

486 North St, Coldwater, MS has 3 bedrooms, 1,437 square feet of living space and a 0.44-acre lot.

When was 486 North St, Coldwater, MS built?

486 North St, Coldwater, MS was built in 1960, making it 66 years old.

How does 486 North St, Coldwater, MS compare to other homes in Coldwater 38618?

Among the 4,744 homes in Coldwater 38618, it is worth more than 2% of them ($81,613 against a typical $247,315), its price per square foot is higher than almost none of them ($57 against a typical $139), it is bigger than 36% of them (1,437 ft² against a typical 1,710 ft²), its lot is bigger than almost none of them (0.44 ac against a typical 3.1 ac) and it is newer than 14% of them (1960 against a typical 1989). Measured against all of Tate County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 486 North St, Coldwater, MS?

The 2025 property tax bill for 486 North St, Coldwater, MS was $436. The county assessed it at $2,802.

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