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Single Family ResidenceResidential
$834,590$497 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $800,000 on Nov 8, 2024

4876 SETTLERS LN

FREELAND, WA 98249
2
Beds
1
Baths
1,680 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$835K
$746K low$923K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$800,000 · Nov 8, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,899 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$616,794 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$310,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$306,794
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$572,777
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$616,794

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.26
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
56
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.48 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyISLAND
Lot (acres)The size of the land the home sits on, from county records.2.45
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 500 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Whidbey Elementary SchoolB-
Elementary · Grades KG–5 · 4.5 mi
H
South Whidbey High SchoolA
High · Grades 9–12 · 4.8 mi
M
South Whidbey Middle SchoolB-
Middle · Grades 6–8 · 4.8 mi

District: South Whidbey School District

Neighborhood · ZIP 98249These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.300

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,390
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.179 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,838
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,171
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.25 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.33%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4876 Settlers Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Island County
  • Costs more per square foot than 81% of homes in Island County
  • Has a bigger lot than 82% of homes in Freeland 98249

What homes are worth in Freeland 98249

Each bar is how many homes fall in that price range. The marker is this home.

This home
$396K$3M

This home is worth more than 57% of homes in Freeland 98249.

How it measures up in Freeland 98249

The dot is this home. The mark in the middle is the typical home in Freeland 98249.

Estimated value$834,590
CheaperTypical $771,595Pricier

Pricier than 57% of homes nearby

Price per ft²$497
CheaperTypical $423Pricier

Pricier than 67% of homes nearby

Living area1,680 ft²
SmallerTypical 1,824 ft²Bigger

Bigger than 42% of homes nearby

Lot size2.45 ac
SmallerTypical 0.33 acBigger

Bigger than 82% of homes nearby

Year built1987
OlderTypical 1991Newer

Newer than 45% of homes nearby

How 4876 Settlers Ln ranks against every home in each area.
MeasureThis homeFreeland 98249Island County
Estimated valuepricier than$834,59057% of homes71% of homes
Price per ft²pricier than$49767% of homes81% of homes
Living areabigger than1,680 ft²42% of homes46% of homes
Lot sizebigger than2.45 ac82% of homes79% of homes
Year builtnewer than198745% of homes48% of homes

About 4876 Settlers Ln

How much is 4876 Settlers Ln, Freeland, WA worth?

The TopHap Estimate for 4876 Settlers Ln, Freeland, WA is $834,590 as of Oct 21, 2026. The likely range is $745,917 to $923,263. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4876 Settlers Ln, Freeland, WA last sell?

4876 Settlers Ln, Freeland, WA last sold on Nov 8, 2024 for $800,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 4876 Settlers Ln, Freeland, WA?

4876 Settlers Ln, Freeland, WA has 2 bedrooms, 1 bathrooms, 1,680 square feet of living space and a 2.45-acre lot.

When was 4876 Settlers Ln, Freeland, WA built?

4876 Settlers Ln, Freeland, WA was built in 1987, making it 39 years old. The building has 1 story.

What schools serve 4876 Settlers Ln, Freeland, WA?

4876 Settlers Ln, Freeland, WA is assigned to South Whidbey Elementary School (elementary), rated B-; South Whidbey High School (high), rated A; South Whidbey Middle School (middle), rated B-. All sit in South Whidbey School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4876 Settlers Ln, Freeland, WA compare to other homes in Freeland 98249?

Among the 3,332 homes in Freeland 98249, it is worth more than 57% of them ($834,590 against a typical $771,595), its price per square foot is higher than 67% of them ($497 against a typical $423), it is bigger than 42% of them (1,680 ft² against a typical 1,824 ft²), its lot is bigger than 82% of them (2.45 ac against a typical 0.33 ac) and it is newer than 45% of them (1987 against a typical 1991). Measured against all of Island County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4876 Settlers Ln, Freeland, WA?

The 2026 property tax bill for 4876 Settlers Ln, Freeland, WA was $4,899. The county assessed it at $616,794.

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