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Rural ResidenceResidential
$1,358,396$406 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,245,000 on Jul 27, 2021

48777 CARVELS WAY

RIDGE, MD 20680
3
Baths
3,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.74 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.4M
$1.3M low$1.4M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,245,000 · Jul 27, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,603 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,069,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$427,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$642,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$993,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,069,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
40
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyST. MARY'S
Lot (acres)The size of the land the home sits on, from county records.8.74
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 16 ft²Shed · 480 ft²Porch · 448 ft²Boat access

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ridge Elementary SchoolC
Elementary · Grades PK–5 · 1.4 mi
M
Spring Ridge Middle SchoolC
Middle · Grades 6–8 · 7.7 mi
H
Great Mills High SchoolD+
High · Grades 9–12 · 11.4 mi

District: St. Marys County Public Schools

Neighborhood · ZIP 20680These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.653
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,299
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$120,317
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

48777 Carvels Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Ridge 20680
  • Costs more per square foot than 97% of homes in St. Mary's County
  • Bigger than 94% of homes in Ridge 20680
  • Has a bigger lot than 94% of homes in Ridge 20680
  • Newer than 76% of homes in Ridge 20680

What homes are worth in Ridge 20680

Each bar is how many homes fall in that price range. The marker is this home.

This home
$139K$955K

This home is worth more than almost all homes in Ridge 20680.

How it measures up in Ridge 20680

The dot is this home. The mark in the middle is the typical home in Ridge 20680.

Estimated value$1,358,396
CheaperTypical $445,273Pricier

Pricier than almost all homes nearby

Price per ft²$406
CheaperTypical $256Pricier

Pricier than 91% of homes nearby

Living area3,344 ft²
SmallerTypical 1,700 ft²Bigger

Bigger than 94% of homes nearby

Lot size8.74 ac
SmallerTypical 1.32 acBigger

Bigger than 94% of homes nearby

Year built1996
OlderTypical 1971Newer

Newer than 76% of homes nearby

How 48777 Carvels Way ranks against every home in each area.
MeasureThis homeRidge 20680St. Mary's County
Estimated valuepricier than$1,358,396almost all homesalmost all homes
Price per ft²pricier than$40691% of homes97% of homes
Living areabigger than3,344 ft²94% of homes94% of homes
Lot sizebigger than8.74 ac94% of homes94% of homes
Year builtnewer than199676% of homes58% of homes

About 48777 Carvels Way

How much is 48777 Carvels Way, Ridge, MD worth?

The TopHap Estimate for 48777 Carvels Way, Ridge, MD is $1,358,396 as of Jul 14, 2026. The likely range is $1,287,029 to $1,429,763. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 48777 Carvels Way, Ridge, MD last sell?

48777 Carvels Way, Ridge, MD last sold on Jul 27, 2021 for $1,245,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 48777 Carvels Way, Ridge, MD?

48777 Carvels Way, Ridge, MD has 3 bathrooms, 3,344 square feet of living space and a 8.74-acre lot.

When was 48777 Carvels Way, Ridge, MD built?

48777 Carvels Way, Ridge, MD was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 48777 Carvels Way, Ridge, MD?

48777 Carvels Way, Ridge, MD is assigned to Ridge Elementary School (elementary), rated C; Spring Ridge Middle School (middle), rated C; Great Mills High School (high), rated D+. All sit in St. Marys County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 48777 Carvels Way, Ridge, MD compare to other homes in Ridge 20680?

Among the 439 homes in Ridge 20680, it is worth more than almost all of them ($1,358,396 against a typical $445,273), its price per square foot is higher than 91% of them ($406 against a typical $256), it is bigger than 94% of them (3,344 ft² against a typical 1,700 ft²), its lot is bigger than 94% of them (8.74 ac against a typical 1.32 ac) and it is newer than 76% of them (1996 against a typical 1971). Measured against all of St. Mary's County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 48777 Carvels Way, Ridge, MD?

The 2025 property tax bill for 48777 Carvels Way, Ridge, MD was $10,603. The county assessed it at $1,069,700.

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