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Single Family ResidenceResidential
$3,989,170$542 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $2,250,000 on May 9, 2019

488 FERRY POINT RD

ANNAPOLIS, MD 21403
4.5
Baths
7,361 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.71 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$4M
$3.7M low$4.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$2,250,000 · May 9, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$23,504 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,247,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,334,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,913,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,825,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$3,247,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.26
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.192 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyANNE ARUNDEL
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 112 ft²Shed · 120 ft²Porch · 579 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Annapolis Middle SchoolC
Middle · Grades 6–8 · 0.7 mi
E
Hillsmere Elementary SchoolA
Elementary · Grades EE–5 · 2.2 mi
H
Annapolis High SchoolC
High · Grades 9–12 · 2.6 mi

District: Anne Arundel County Public Schools

Neighborhood · ZIP 21403These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.32,838
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,339 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$117,902
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$161,719
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

488 Ferry Point Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Anne Arundel County
  • Costs more per square foot than 96% of homes in Anne Arundel County
  • Among the largest homes in Annapolis 21403
  • Among the largest lots in Annapolis 21403
  • Newer than 98% of homes in Edgewater

What homes are worth in Annapolis 21403

Each bar is how many homes fall in that price range. The marker is this home.

This home
$259K$2.9M

This home is worth more than almost all homes in Annapolis 21403.

How it measures up in Annapolis 21403

The dot is this home. The mark in the middle is the typical home in Annapolis 21403.

Estimated value$3,989,170
CheaperTypical $661,446Pricier

Pricier than almost all homes nearby

Price per ft²$542
CheaperTypical $366Pricier

Pricier than 81% of homes nearby

Living area7,361 ft²
SmallerTypical 1,714 ft²Bigger

Bigger than almost all homes nearby

Lot size4.71 ac
SmallerTypical 0.2 acBigger

Bigger than almost all homes nearby

Year built2018
OlderTypical 1980Newer

Newer than 98% of homes nearby

How 488 Ferry Point Rd ranks against every home in each area.
MeasureThis homeEdgewaterAnnapolis 21403Anne Arundel County
Estimated valuepricier than$3,989,17098% of homesalmost all homesalmost all homes
Price per ft²pricier than$54291% of homes81% of homes96% of homes
Living areabigger than7,361 ft²97% of homesalmost all homesalmost all homes
Lot sizebigger than4.71 ac97% of homesalmost all homes98% of homes
Year builtnewer than201898% of homes98% of homes95% of homes

About 488 Ferry Point Rd

How much is 488 Ferry Point Rd, Annapolis, MD worth?

The TopHap Estimate for 488 Ferry Point Rd, Annapolis, MD is $3,989,170 as of Aug 30, 2026. The likely range is $3,708,295 to $4,270,045. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 488 Ferry Point Rd, Annapolis, MD last sell?

488 Ferry Point Rd, Annapolis, MD last sold on May 9, 2019 for $2,250,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 488 Ferry Point Rd, Annapolis, MD?

488 Ferry Point Rd, Annapolis, MD has 4.5 bathrooms and 7,361 square feet of living space.

When was 488 Ferry Point Rd, Annapolis, MD built?

488 Ferry Point Rd, Annapolis, MD was built in 2018, making it 8 years old. It is a conventional home. The building has 2 stories.

What schools serve 488 Ferry Point Rd, Annapolis, MD?

488 Ferry Point Rd, Annapolis, MD is assigned to Annapolis Middle School (middle), rated C; Hillsmere Elementary School (elementary), rated A; Annapolis High School (high), rated C. All sit in Anne Arundel County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 488 Ferry Point Rd, Annapolis, MD compare to other homes in Annapolis 21403?

Among the 11,835 homes in Annapolis 21403, it is worth more than almost all of them ($3,989,170 against a typical $661,446), its price per square foot is higher than 81% of them ($542 against a typical $366), it is bigger than almost all of them (7,361 ft² against a typical 1,714 ft²), its lot is bigger than almost all of them (4.71 ac against a typical 0.2 ac) and it is newer than 98% of them (2018 against a typical 1980). Measured against all of Anne Arundel County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 488 Ferry Point Rd, Annapolis, MD?

The 2025 property tax bill for 488 Ferry Point Rd, Annapolis, MD was $23,504. The county assessed it at $3,247,300.

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