Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,084,697$611 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $180,000 on Mar 3, 1998

488 STUART AVE

CAYUCOS, CA 93430
2
Beds
2
Baths
1,775 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1M low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$180,000 · Mar 3, 1998

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,686 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$357,020 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$210,607
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$146,413
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$350,021

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
78
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
87
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.63 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN LUIS OBISPO
Lot (acres)The size of the land the home sits on, from county records.0.39
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cayucos Elementary SchoolA-
Elementary · Grades KG–8 · 2.0 mi
H
Coast Union High SchoolB-
High · Grades 9–12 · 14.2 mi

District: Coast Unified School District

Neighborhood · ZIP 93430These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.174
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.313

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.57%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,883
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,045
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,584
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.75%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

488 Stuart Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Cayucos 93430
  • Costs less per square foot than 93% of homes in Cayucos 93430
  • Has a bigger lot than 90% of homes in Cayucos 93430

What homes are worth in Cayucos 93430

Each bar is how many homes fall in that price range. The marker is this home.

This home
$737K$4.8M

This home is worth more than 22% of homes in Cayucos 93430.

How it measures up in Cayucos 93430

The dot is this home. The mark in the middle is the typical home in Cayucos 93430.

Estimated value$1,084,697
CheaperTypical $1,370,761Pricier

Pricier than 22% of homes nearby

Price per ft²$611
CheaperTypical $908Pricier

Pricier than 7% of homes nearby

Living area1,775 ft²
SmallerTypical 1,571 ft²Bigger

Bigger than 61% of homes nearby

Lot size0.39 ac
SmallerTypical 4,008 ft²Bigger

Bigger than 90% of homes nearby

Year built1979
OlderTypical 1976Newer

Newer than 57% of homes nearby

How 488 Stuart Ave ranks against every home in each area.
MeasureThis homeCayucos 93430San Luis Obispo County
Estimated valuepricier than$1,084,69722% of homes68% of homes
Price per ft²pricier than$6117% of homes69% of homes
Living areabigger than1,775 ft²61% of homes57% of homes
Lot sizebigger than0.39 ac90% of homes73% of homes
Year builtnewer than197957% of homes40% of homes

About 488 Stuart Ave

How much is 488 Stuart Ave, Cayucos, CA worth?

The TopHap Estimate for 488 Stuart Ave, Cayucos, CA is $1,084,697 as of Aug 30, 2026. The likely range is $1,027,416 to $1,141,978. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 488 Stuart Ave, Cayucos, CA last sell?

488 Stuart Ave, Cayucos, CA last sold on Mar 3, 1998 for $180,000, according to the county's recorded deed.

How big is 488 Stuart Ave, Cayucos, CA?

488 Stuart Ave, Cayucos, CA has 2 bedrooms, 2 bathrooms, 1,775 square feet of living space and a 0.39-acre lot.

When was 488 Stuart Ave, Cayucos, CA built?

488 Stuart Ave, Cayucos, CA was built in 1979, making it 47 years old. The building has 3 stories.

What schools serve 488 Stuart Ave, Cayucos, CA?

488 Stuart Ave, Cayucos, CA is assigned to Cayucos Elementary School (elementary), rated A-; Coast Union High School (high), rated B-. All sit in Coast Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 488 Stuart Ave, Cayucos, CA compare to other homes in Cayucos 93430?

Among the 2,371 homes in Cayucos 93430, it is worth more than 22% of them ($1,084,697 against a typical $1,370,761), its price per square foot is higher than 7% of them ($611 against a typical $908), it is bigger than 61% of them (1,775 ft² against a typical 1,571 ft²), its lot is bigger than 90% of them (0.39 ac against a typical 4,008 ft²) and it is newer than 57% of them (1979 against a typical 1976). Measured against all of San Luis Obispo County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 488 Stuart Ave, Cayucos, CA?

The 2025 property tax bill for 488 Stuart Ave, Cayucos, CA was $3,686. The county assessed it at $357,020.

More homes on Stuart Ave

Closest homes

More homes in Cayucos 93430

Assigned schools

Explore the area

See this home in context

Open 488 Stuart Ave on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map