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Single Family ResidenceResidential
$227,421$186 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

4886 RIDGE RD

CHESAPEAKE BEACH, MD 20732
1
Baths
1,224 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1929
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$227K
$188K low$267K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,142 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$186,367 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$177,933
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$194,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
72
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCALVERT
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Plum Point Middle SchoolB
Middle · Grades 6–8 · 3.9 mi
E
Plum Point Elementary SchoolB+
Elementary · Grades PK–5 · 4.1 mi
H
Huntingtown High SchoolA-
High · Grades 9–12 · 4.9 mi

District: Calvert County Public Schools

Neighborhood · ZIP 20732These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.9,836
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.737 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$115,626
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$141,133
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4886 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Chesapeake Beach 20732
  • Among the lowest price per square foot in Chesapeake Beach 20732
  • Smaller than 76% of homes in Calvert County
  • Has a smaller lot than 86% of homes in Calvert County
  • Among the oldest homes in Chesapeake Beach 20732

What homes are worth in Chesapeake Beach 20732

Each bar is how many homes fall in that price range. The marker is this home.

This home
$261K$882K

This home is worth less than almost all homes in Chesapeake Beach 20732.

How it measures up in Chesapeake Beach 20732

The dot is this home. The mark in the middle is the typical home in Chesapeake Beach 20732.

Estimated value$227,421
CheaperTypical $461,857Pricier

Cheaper than almost all homes nearby

Price per ft²$186
CheaperTypical $296Pricier

Cheaper than almost all homes nearby

Living area1,224 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.17 ac
SmallerTypical 0.23 acBigger

Bigger than 36% of homes nearby

Year built1929
OlderTypical 1992Newer

Older than almost all homes nearby

How 4886 Ridge Rd ranks against every home in each area.
MeasureThis homeChesapeake Beach 20732Calvert County
Estimated valuepricier than$227,421almost no homesalmost no homes
Price per ft²pricier than$186almost no homes3% of homes
Living areabigger than1,224 ft²30% of homes24% of homes
Lot sizebigger than0.17 ac36% of homes14% of homes
Year builtnewer than1929almost no homes2% of homes

About 4886 Ridge Rd

How much is 4886 Ridge Rd, Chesapeake Beach, MD worth?

The TopHap Estimate for 4886 Ridge Rd, Chesapeake Beach, MD is $227,421 as of Aug 30, 2026. The likely range is $188,279 to $266,563. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4886 Ridge Rd, Chesapeake Beach, MD last sell?

4886 Ridge Rd, Chesapeake Beach, MD last sold on Aug 27, 2004, according to the county's recorded deed.

How big is 4886 Ridge Rd, Chesapeake Beach, MD?

4886 Ridge Rd, Chesapeake Beach, MD has 1 bathrooms, 1,224 square feet of living space and a 0.17-acre lot.

When was 4886 Ridge Rd, Chesapeake Beach, MD built?

4886 Ridge Rd, Chesapeake Beach, MD was built in 1929, making it 97 years old. The building has 1 story.

What schools serve 4886 Ridge Rd, Chesapeake Beach, MD?

4886 Ridge Rd, Chesapeake Beach, MD is assigned to Plum Point Middle School (middle), rated B; Plum Point Elementary School (elementary), rated B+; Huntingtown High School (high), rated A-. All sit in Calvert County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4886 Ridge Rd, Chesapeake Beach, MD compare to other homes in Chesapeake Beach 20732?

Among the 4,202 homes in Chesapeake Beach 20732, it is worth more than almost none of them ($227,421 against a typical $461,857), its price per square foot is higher than almost none of them ($186 against a typical $296), it is bigger than 30% of them (1,224 ft² against a typical 1,512 ft²), its lot is bigger than 36% of them (0.17 ac against a typical 0.23 ac) and it is newer than almost none of them (1929 against a typical 1992). Measured against all of Calvert County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4886 Ridge Rd, Chesapeake Beach, MD?

The 2025 property tax bill for 4886 Ridge Rd, Chesapeake Beach, MD was $2,142. The county assessed it at $186,367.

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