Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$547,965$350 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $539,400 on Nov 4, 2025

4895 RIDGE PASS

HOOVER, AL 35226
4
Beds
0
Baths
1,564 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2016
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$548K
$516K low$580K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$539,400 · Nov 4, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$62,505
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$50,004
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.89%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$485,460
CADENCE BANK · recorded Nov 4, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,741 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$47,020 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$47,020
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$470,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJefferson
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 286 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Hoover High SchoolA
High · Grades 9–12 · 1.7 mi
E
Trace Crossings Elementary SchoolA
Elementary · Grades PK–5 · 1.8 mi
M
Simmons Middle SchoolA+
Middle · Grades 6–8 · 1.9 mi

District: Hoover City School District

Neighborhood · ZIP 35226These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.30
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.36,280
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,011 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$117,093
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$141,696
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4895 Ridge Pass measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Jefferson County
  • Costs more per square foot than 95% of homes in Birmingham 35226
  • Smaller than 79% of homes in Birmingham 35226
  • Newer than 95% of homes in Birmingham 35226

What homes are worth in Birmingham 35226

Each bar is how many homes fall in that price range. The marker is this home.

This home
$159K$995K

This home is worth more than 75% of homes in Birmingham 35226.

How it measures up in Birmingham 35226

The dot is this home. The mark in the middle is the typical home in Birmingham 35226.

Estimated value$547,965
CheaperTypical $427,615Pricier

Pricier than 75% of homes nearby

Price per ft²$350
CheaperTypical $217Pricier

Pricier than 95% of homes nearby

Living area1,564 ft²
SmallerTypical 1,965 ft²Bigger

Bigger than 21% of homes nearby

Year built2016
OlderTypical 1980Newer

Newer than 95% of homes nearby

How 4895 Ridge Pass ranks against every home in each area.
MeasureThis homeBirmingham 35226Jefferson County
Estimated valuepricier than$547,96575% of homes89% of homes
Price per ft²pricier than$35095% of homes95% of homes
Living areabigger than1,564 ft²21% of homes56% of homes
Year builtnewer than201695% of homes95% of homes

About 4895 Ridge Pass

How much is 4895 Ridge Pass, Hoover, AL worth?

The TopHap Estimate for 4895 Ridge Pass, Hoover, AL is $547,965 as of Jul 14, 2026. The likely range is $515,950 to $579,980. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4895 Ridge Pass, Hoover, AL last sell?

4895 Ridge Pass, Hoover, AL last sold on Nov 4, 2025 for $539,400, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 4895 Ridge Pass, Hoover, AL?

4895 Ridge Pass, Hoover, AL has 4 bedrooms and 1,564 square feet of living space.

When was 4895 Ridge Pass, Hoover, AL built?

4895 Ridge Pass, Hoover, AL was built in 2016, making it 10 years old. The building has 1 story.

What schools serve 4895 Ridge Pass, Hoover, AL?

4895 Ridge Pass, Hoover, AL is assigned to Hoover High School (high), rated A; Trace Crossings Elementary School (elementary), rated A; Simmons Middle School (middle), rated A+. All sit in Hoover City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4895 Ridge Pass, Hoover, AL compare to other homes in Birmingham 35226?

Among the 13,507 homes in Birmingham 35226, it is worth more than 75% of them ($547,965 against a typical $427,615), its price per square foot is higher than 95% of them ($350 against a typical $217), it is bigger than 21% of them (1,564 ft² against a typical 1,965 ft²) and it is newer than 95% of them (2016 against a typical 1980). Measured against all of Jefferson County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4895 Ridge Pass, Hoover, AL?

The 2024 property tax bill for 4895 Ridge Pass, Hoover, AL was $6,741. The county assessed it at $47,020.

Closest homes

More homes in Hoover 35226

Assigned schools

Explore the area

See this home in context

Open 4895 Ridge Pass on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map