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Single Family ResidenceResidential
$608,885$529 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

48995 PROPOSAL ROCK LOOP

NESKOWIN, OR 97149
2
Beds
1
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$609K
$585K low$633K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$308,885
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$247,108
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
ACADEMY MORTGAGE CORP · recorded Aug 24, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,041 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$313,190 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$181,060
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$132,130
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$304,070
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$466,440

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
87
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
32
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
100
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.32 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTillamook
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Baseboard
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 744 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Nestucca Valley ElementaryD
Elementary · Grades KG–6 · 7.2 mi
M
Nestucca Junior / Senior High SchoolB+
Middle · Grades 7–12 · 8.5 mi

District: Nestucca Valley School District 101j

Neighborhood · ZIP 97149These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.137
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.301

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.36%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.454
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.11 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,896
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,413
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.113 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

48995 Proposal Rock Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Neskowin 97149
  • Costs more per square foot than 86% of homes in Tillamook County
  • Smaller than 73% of homes in Tillamook County

What homes are worth in Neskowin 97149

Each bar is how many homes fall in that price range. The marker is this home.

This home
$258K$2M

This home is worth more than 30% of homes in Neskowin 97149.

How it measures up in Neskowin 97149

The dot is this home. The mark in the middle is the typical home in Neskowin 97149.

Estimated value$608,885
CheaperTypical $740,065Pricier

Pricier than 30% of homes nearby

Price per ft²$529
CheaperTypical $442Pricier

Pricier than 73% of homes nearby

Living area1,152 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 28% of homes nearby

Lot size0.19 ac
SmallerTypical 0.22 acBigger

Bigger than 41% of homes nearby

Year built1977
OlderTypical 1980Newer

Newer than 45% of homes nearby

How 48995 Proposal Rock Loop ranks against every home in each area.
MeasureThis homeNeskowin 97149Tillamook County
Estimated valuepricier than$608,88530% of homes63% of homes
Price per ft²pricier than$52973% of homes86% of homes
Living areabigger than1,152 ft²28% of homes27% of homes
Lot sizebigger than0.19 ac41% of homes48% of homes
Year builtnewer than197745% of homes41% of homes

About 48995 Proposal Rock Loop

How much is 48995 Proposal Rock Loop, Neskowin, OR worth?

The TopHap Estimate for 48995 Proposal Rock Loop, Neskowin, OR is $608,885 as of Jul 14, 2026. The likely range is $585,135 to $632,635. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 48995 Proposal Rock Loop, Neskowin, OR last sell?

48995 Proposal Rock Loop, Neskowin, OR last sold on Aug 24, 2020, according to the county's recorded deed.

How big is 48995 Proposal Rock Loop, Neskowin, OR?

48995 Proposal Rock Loop, Neskowin, OR has 2 bedrooms, 1 bathrooms, 1,152 square feet of living space and a 0.19-acre lot.

When was 48995 Proposal Rock Loop, Neskowin, OR built?

48995 Proposal Rock Loop, Neskowin, OR was built in 1977, making it 49 years old. The building has 1 story.

What schools serve 48995 Proposal Rock Loop, Neskowin, OR?

48995 Proposal Rock Loop, Neskowin, OR is assigned to Nestucca Valley Elementary (elementary), rated D; Nestucca Junior / Senior High School (middle), rated B+. All sit in Nestucca Valley School District 101j. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 48995 Proposal Rock Loop, Neskowin, OR compare to other homes in Neskowin 97149?

Among the 1,049 homes in Neskowin 97149, it is worth more than 30% of them ($608,885 against a typical $740,065), its price per square foot is higher than 73% of them ($529 against a typical $442), it is bigger than 28% of them (1,152 ft² against a typical 1,680 ft²), its lot is bigger than 41% of them (0.19 ac against a typical 0.22 ac) and it is newer than 45% of them (1977 against a typical 1980). Measured against all of Tillamook County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 48995 Proposal Rock Loop, Neskowin, OR?

The 2025 property tax bill for 48995 Proposal Rock Loop, Neskowin, OR was $4,041. The county assessed it at $313,190.

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