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Single Family ResidenceResidential
$1,387,562$444 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

49 BADGER TRL S

RIDGWAY, CO 81432
3
Beds
4
Baths
3,123 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.93 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.

Valuation

$1.4M
$1.2M low$1.6M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$624,562
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$499,650
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$500,000
MONTROSE FEDERAL CREDIT UNION · recorded Aug 3, 2006
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$263,000
WELLS FARGO BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,553 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$71,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,380
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$66,920
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,140,780

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
58
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
40
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountyOuray
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.0.93
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Floor/Wall Furnace
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 461 ft²Porch · 173 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ridgway Middle SchoolA
Middle · Grades 6–8 · 3.1 mi
H
Ridgway High SchoolB+
High · Grades 9–12 · 3.1 mi
E
Ridgway Elementary SchoolB
Elementary · Grades PK–5 · 3.3 mi

District: Ridgway School District R-2

Neighborhood · ZIP 81432These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.133

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.64%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,303
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,369
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,088
Average tempThe average temperature here across a full year.37°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.81%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

49 Badger Trl S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Ouray County
  • Bigger than 83% of homes in Ouray County
  • Has a smaller lot than 66% of homes in Ridgway 81432
  • Newer than 72% of homes in Ouray County

What homes are worth in Ridgway 81432

Each bar is how many homes fall in that price range. The marker is this home.

This home
$327K$3.1M

This home is worth more than 73% of homes in Ridgway 81432.

How it measures up in Ridgway 81432

The dot is this home. The mark in the middle is the typical home in Ridgway 81432.

Estimated value$1,387,562
CheaperTypical $1,019,775Pricier

Pricier than 73% of homes nearby

Price per ft²$444
CheaperTypical $480Pricier

Pricier than 36% of homes nearby

Living area3,123 ft²
SmallerTypical 2,104 ft²Bigger

Bigger than 79% of homes nearby

Lot size0.93 ac
SmallerTypical 1.85 acBigger

Bigger than 34% of homes nearby

Year built2006
OlderTypical 2002Newer

Newer than 67% of homes nearby

How 49 Badger Trl S ranks against every home in each area.
MeasureThis homeRidgway 81432Ouray County
Estimated valuepricier than$1,387,56273% of homes80% of homes
Price per ft²pricier than$44436% of homes41% of homes
Living areabigger than3,123 ft²79% of homes83% of homes
Lot sizebigger than0.93 ac34% of homes42% of homes
Year builtnewer than200667% of homes72% of homes

About 49 Badger Trl S

How much is 49 Badger Trl S, Ridgway, CO worth?

The TopHap Estimate for 49 Badger Trl S, Ridgway, CO is $1,387,562 as of Jul 14, 2026. The likely range is $1,176,777 to $1,598,347. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 49 Badger Trl S, Ridgway, CO?

49 Badger Trl S, Ridgway, CO has 3 bedrooms, 4 bathrooms, 3,123 square feet of living space and a 0.93-acre lot.

When was 49 Badger Trl S, Ridgway, CO built?

49 Badger Trl S, Ridgway, CO was built in 2006, making it 20 years old. It is a custom design home.

What schools serve 49 Badger Trl S, Ridgway, CO?

49 Badger Trl S, Ridgway, CO is assigned to Ridgway Middle School (middle), rated A; Ridgway High School (high), rated B+; Ridgway Elementary School (elementary), rated B. All sit in Ridgway School District R-2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 49 Badger Trl S, Ridgway, CO compare to other homes in Ridgway 81432?

Among the 2,038 homes in Ridgway 81432, it is worth more than 73% of them ($1,387,562 against a typical $1,019,775), its price per square foot is higher than 36% of them ($444 against a typical $480), it is bigger than 79% of them (3,123 ft² against a typical 2,104 ft²), its lot is bigger than 34% of them (0.93 ac against a typical 1.85 ac) and it is newer than 67% of them (2006 against a typical 2002). Measured against all of Ouray County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 49 Badger Trl S, Ridgway, CO?

The 2025 property tax bill for 49 Badger Trl S, Ridgway, CO was $3,553. The county assessed it at $71,300.

Closest homes

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Assigned schools

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