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Single Family ResidenceResidential
$426,416$432 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $350,000 on Jul 12, 2022

49 CHESTNUT ST

SPOTSWOOD, NJ 08884
0
Baths
986 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1938
Year BuiltThe year the home was originally built, according to county records.
Pre-foreclosure (LIS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
A foreclosure-related notice has been recorded for this property.

Valuation

$426K
$405K low$448K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$350,000 · Jul 12, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,145 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$214,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$119,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$94,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$214,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$214,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.66
98
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.114 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.23
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Spotswood High SchoolC+
High · Grades 9–12 · 1.0 mi
M
Spotswood Memorial Middle SchoolD
Middle · Grades 6–8 · 1.1 mi
E
G. Austin Schoenly Elementary School
Elementary · Grades PK–1 · 1.4 mi

District: Spotswood Borough School District

Neighborhood · ZIP 08884These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.95

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,671
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,442 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,651
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,780
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

49 Chestnut St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Middlesex County
  • Costs more per square foot than 85% of homes in Spotswood 08884
  • Smaller than 90% of homes in Middlesex County
  • Has a bigger lot than 71% of homes in Middlesex County
  • Older than 92% of homes in Spotswood 08884

What homes are worth in Spotswood 08884

Each bar is how many homes fall in that price range. The marker is this home.

This home
$186K$938K

This home is worth more than 18% of homes in Spotswood 08884.

How it measures up in Spotswood 08884

The dot is this home. The mark in the middle is the typical home in Spotswood 08884.

Estimated value$426,416
CheaperTypical $564,501Pricier

Pricier than 18% of homes nearby

Price per ft²$432
CheaperTypical $370Pricier

Pricier than 85% of homes nearby

Living area986 ft²
SmallerTypical 1,464 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.23 ac
SmallerTypical 0.23 acBigger

Bigger than 49% of homes nearby

Year built1938
OlderTypical 1957Newer

Newer than 8% of homes nearby

How 49 Chestnut St ranks against every home in each area.
MeasureThis homeSpotswood 08884Middlesex County
Estimated valuepricier than$426,41618% of homes16% of homes
Price per ft²pricier than$43285% of homes82% of homes
Living areabigger than986 ft²14% of homes10% of homes
Lot sizebigger than0.23 ac49% of homes71% of homes
Year builtnewer than19388% of homes14% of homes

About 49 Chestnut St

How much is 49 Chestnut St, Spotswood, NJ worth?

The TopHap Estimate for 49 Chestnut St, Spotswood, NJ is $426,416 as of Aug 30, 2026. The likely range is $405,324 to $447,508. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 49 Chestnut St, Spotswood, NJ last sell?

49 Chestnut St, Spotswood, NJ last sold on Jul 12, 2022 for $350,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 49 Chestnut St, Spotswood, NJ?

49 Chestnut St, Spotswood, NJ has 986 square feet of living space and a 0.23-acre lot.

When was 49 Chestnut St, Spotswood, NJ built?

49 Chestnut St, Spotswood, NJ was built in 1938, making it 88 years old.

What schools serve 49 Chestnut St, Spotswood, NJ?

49 Chestnut St, Spotswood, NJ is assigned to Spotswood High School (high), rated C+; Spotswood Memorial Middle School (middle), rated D; G. Austin Schoenly Elementary School (elementary). All sit in Spotswood Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 49 Chestnut St, Spotswood, NJ compare to other homes in Spotswood 08884?

Among the 2,534 homes in Spotswood 08884, it is worth more than 18% of them ($426,416 against a typical $564,501), its price per square foot is higher than 85% of them ($432 against a typical $370), it is bigger than 14% of them (986 ft² against a typical 1,464 ft²), its lot is bigger than 49% of them (0.23 ac against a typical 0.23 ac) and it is newer than 8% of them (1938 against a typical 1957). Measured against all of Middlesex County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 49 Chestnut St, Spotswood, NJ?

The 2025 property tax bill for 49 Chestnut St, Spotswood, NJ was $8,145. The county assessed it at $214,800.

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