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Single Family ResidenceResidential
$1,253,875$348 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

49 GARDNER RD

CHARLESTOWN, RI 02813
4
Beds
3.5
Baths
3,605 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
26.99 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.3M
$1.1M low$1.4M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,199 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,045,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$241,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$803,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$888,592

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.26.99
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Chariho Regional Middle SchoolB+
Middle · Grades 5–8 · 1.3 mi
H
Chariho High SchoolA
High · Grades 9–12 · 1.4 mi
E
Charlestown Elementary SchoolA-
Elementary · Grades KG–4 · 2.9 mi

District: Chariho Regional School District

Neighborhood · ZIP 02813These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.8,123
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.190 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$104,379
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,389
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

49 Gardner Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Washington County
  • Costs less per square foot than 84% of homes in Charlestown 02813
  • Bigger than 97% of homes in Charlestown 02813
  • Among the largest lots in Charlestown 02813
  • Newer than 69% of homes in Washington County

What homes are worth in Charlestown 02813

Each bar is how many homes fall in that price range. The marker is this home.

This home
$276K$3.6M

This home is worth more than 78% of homes in Charlestown 02813.

How it measures up in Charlestown 02813

The dot is this home. The mark in the middle is the typical home in Charlestown 02813.

Estimated value$1,253,875
CheaperTypical $745,780Pricier

Pricier than 78% of homes nearby

Price per ft²$348
CheaperTypical $464Pricier

Pricier than 16% of homes nearby

Living area3,605 ft²
SmallerTypical 1,547 ft²Bigger

Bigger than 97% of homes nearby

Lot size26.99 ac
SmallerTypical 0.91 acBigger

Bigger than almost all homes nearby

Year built1990
OlderTypical 1984Newer

Newer than 67% of homes nearby

How 49 Gardner Rd ranks against every home in each area.
MeasureThis homeCharlestown 02813Washington County
Estimated valuepricier than$1,253,87578% of homes87% of homes
Price per ft²pricier than$34816% of homes25% of homes
Living areabigger than3,605 ft²97% of homes96% of homes
Lot sizebigger than26.99 acalmost all homesalmost all homes
Year builtnewer than199067% of homes69% of homes

About 49 Gardner Rd

How much is 49 Gardner Rd, Charlestown, RI worth?

The TopHap Estimate for 49 Gardner Rd, Charlestown, RI is $1,253,875 as of Oct 21, 2026. The likely range is $1,070,727 to $1,437,023. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 49 Gardner Rd, Charlestown, RI last sell?

49 Gardner Rd, Charlestown, RI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 49 Gardner Rd, Charlestown, RI?

49 Gardner Rd, Charlestown, RI has 4 bedrooms, 3.5 bathrooms, 3,605 square feet of living space and a 26.99-acre lot.

When was 49 Gardner Rd, Charlestown, RI built?

49 Gardner Rd, Charlestown, RI was built in 1990, making it 36 years old. It is a cape cod home. The building has 2 stories.

What schools serve 49 Gardner Rd, Charlestown, RI?

49 Gardner Rd, Charlestown, RI is assigned to Chariho Regional Middle School (middle), rated B+; Chariho High School (high), rated A; Charlestown Elementary School (elementary), rated A-. All sit in Chariho Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 49 Gardner Rd, Charlestown, RI compare to other homes in Charlestown 02813?

Among the 5,227 homes in Charlestown 02813, it is worth more than 78% of them ($1,253,875 against a typical $745,780), its price per square foot is higher than 16% of them ($348 against a typical $464), it is bigger than 97% of them (3,605 ft² against a typical 1,547 ft²), its lot is bigger than almost all of them (26.99 ac against a typical 0.91 ac) and it is newer than 67% of them (1990 against a typical 1984). Measured against all of Washington County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 49 Gardner Rd, Charlestown, RI?

The 2025 property tax bill for 49 Gardner Rd, Charlestown, RI was $6,199. The county assessed it at $1,045,300.

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