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Duplex (2 Units, Any Combination)Residential
Last sold for $96,000 on Aug 31, 2016

49 PROSPECT ST

PHILMONT, NY 12565
5
Beds
2
Baths
2,654 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$96,000 · Aug 31, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,430 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$205,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$176,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$205,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$310,606

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
69
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.39 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCOLUMBIA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.0.24
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 390 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Taconic Hills Elementary SchoolC+
Elementary · Grades PK–6 · 6.2 mi
M
Taconic Hillsjunior/Senior High SchoolC
Middle · Grades 7–12 · 6.2 mi

District: Taconic Hills Central School District

Neighborhood · ZIP 12565These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.168
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.695
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.733 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,662
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,153
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

49 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 86% of homes in Philmont 12565
  • Has a smaller lot than 87% of homes in Columbia County
  • Older than 79% of homes in Columbia County

How it measures up in Philmont 12565

The dot is this home. The mark in the middle is the typical home in Philmont 12565.

Living area2,654 ft²
SmallerTypical 1,708 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.24 ac
SmallerTypical 0.3 acBigger

Bigger than 34% of homes nearby

Year built1910
OlderTypical 1910Newer

Newer than 55% of homes nearby

How 49 Prospect St ranks against every home in each area.
MeasureThis homePhilmont 12565Columbia County
Living areabigger than2,654 ft²86% of homes86% of homes
Lot sizebigger than0.24 ac34% of homes13% of homes
Year builtnewer than191055% of homes21% of homes

About 49 Prospect St

When did 49 Prospect St, Philmont, NY last sell?

49 Prospect St, Philmont, NY last sold on Aug 31, 2016 for $96,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 49 Prospect St, Philmont, NY?

49 Prospect St, Philmont, NY has 5 bedrooms, 2 bathrooms, 2,654 square feet of living space and a 0.24-acre lot.

When was 49 Prospect St, Philmont, NY built?

49 Prospect St, Philmont, NY was built in 1910, making it 116 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 49 Prospect St, Philmont, NY?

49 Prospect St, Philmont, NY is assigned to Taconic Hills Elementary School (elementary), rated C+; Taconic Hillsjunior/Senior High School (middle), rated C. All sit in Taconic Hills Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 49 Prospect St, Philmont, NY compare to other homes in Philmont 12565?

Among the 373 homes in Philmont 12565, it is bigger than 86% of them (2,654 ft² against a typical 1,708 ft²), its lot is bigger than 34% of them (0.24 ac against a typical 0.3 ac) and it is newer than 55% of them (1910 against a typical 1910). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 49 Prospect St, Philmont, NY?

The 2026 property tax bill for 49 Prospect St, Philmont, NY was $4,430. The county assessed it at $205,000.

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