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Single Family ResidenceResidential
$321,288$296 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $195,000 on Sep 14, 2016

490 85TH ST NW

RICE, MN 56367
4
Beds
2
Baths
1,084 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.79 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.

Valuation

$321K
$291K low$351K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$195,000 · Sep 14, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.144%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$400,000
DEERWOOD BANK · 6.3% 1 · recorded May 29, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,780 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$307,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$59,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$248,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$289,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$307,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
44
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBENTON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1982
Lot (acres)The size of the land the home sits on, from county records.0.79
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rice Elementary SchoolB+
Elementary · Grades EE–5 · 5.0 mi
H
Sauk Rapids-Rice High SchoolB-
High · Grades 9–12 · 6.1 mi
M
Sauk Rapids-Rice Middle SchoolC
Middle · Grades 6–8 · 6.9 mi

District: Sauk Rapids-Rice Public Schools

Neighborhood · ZIP 56367These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.7,720
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,648
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,173
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

490 85th St Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Benton County
  • Costs more per square foot than 97% of homes in Benton County
  • Smaller than 73% of homes in Rice 56367
  • Older than 75% of homes in Rice 56367

What homes are worth in Rice 56367

Each bar is how many homes fall in that price range. The marker is this home.

This home
$107K$644K

This home is worth more than 74% of homes in Rice 56367.

How it measures up in Rice 56367

The dot is this home. The mark in the middle is the typical home in Rice 56367.

Estimated value$321,288
CheaperTypical $242,918Pricier

Pricier than 74% of homes nearby

Price per ft²$296
CheaperTypical $180Pricier

Pricier than 95% of homes nearby

Living area1,084 ft²
SmallerTypical 1,281 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.79 ac
SmallerTypical 0.91 acBigger

Bigger than 48% of homes nearby

Year built1975
OlderTypical 1993Newer

Newer than 25% of homes nearby

How 490 85th St Nw ranks against every home in each area.
MeasureThis homeRice 56367Benton County
Estimated valuepricier than$321,28874% of homes82% of homes
Price per ft²pricier than$29695% of homes97% of homes
Living areabigger than1,084 ft²27% of homes27% of homes
Lot sizebigger than0.79 ac48% of homes64% of homes
Year builtnewer than197525% of homes33% of homes

About 490 85th St Nw

How much is 490 85th St Nw, Rice, MN worth?

The TopHap Estimate for 490 85th St Nw, Rice, MN is $321,288 as of Jul 14, 2026. The likely range is $291,156 to $351,420. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 490 85th St Nw, Rice, MN last sell?

490 85th St Nw, Rice, MN last sold on Sep 14, 2016 for $195,000, according to the county's recorded deed.

How big is 490 85th St Nw, Rice, MN?

490 85th St Nw, Rice, MN has 4 bedrooms, 2 bathrooms, 1,084 square feet of living space and a 0.79-acre lot.

When was 490 85th St Nw, Rice, MN built?

490 85th St Nw, Rice, MN was built in 1975, making it 51 years old.

What schools serve 490 85th St Nw, Rice, MN?

490 85th St Nw, Rice, MN is assigned to Rice Elementary School (elementary), rated B+; Sauk Rapids-Rice High School (high), rated B-; Sauk Rapids-Rice Middle School (middle), rated C. All sit in Sauk Rapids-Rice Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 490 85th St Nw, Rice, MN compare to other homes in Rice 56367?

Among the 3,267 homes in Rice 56367, it is worth more than 74% of them ($321,288 against a typical $242,918), its price per square foot is higher than 95% of them ($296 against a typical $180), it is bigger than 27% of them (1,084 ft² against a typical 1,281 ft²), its lot is bigger than 48% of them (0.79 ac against a typical 0.91 ac) and it is newer than 25% of them (1975 against a typical 1993). Measured against all of Benton County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 490 85th St Nw, Rice, MN?

The 2026 property tax bill for 490 85th St Nw, Rice, MN was $2,780. The county assessed it at $307,600.

Closest homes

More homes in Rice 56367

Assigned schools

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