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Single Family ResidenceResidential
$184,146$193 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $30,000 on May 19, 2025

490 DIVISION ST

ELGIN, OR 97827
2
Beds
1
Baths
954 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1947
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$184K
$159K low$210K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$30,000 · May 19, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,170 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$64,910 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,020
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$42,890
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$63,020
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$116,860

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
65
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
47
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
44
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.14
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 180 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Stella Mayfield Elementary / Middle SchoolC+
Elementary · Grades PK–8 · 0.3 mi
H
Elgin High SchoolD-
High · Grades 9–12 · 0.5 mi

District: Elgin School District 23

Neighborhood · ZIP 97827These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.118
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.2,787
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,265
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,703
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.26 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

490 Division St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Union County
  • Costs less per square foot than 69% of homes in Union County
  • Smaller than 86% of homes in Union County
  • Has a smaller lot than 94% of homes in Elgin 97827
  • Older than 72% of homes in Elgin 97827

What homes are worth in Elgin 97827

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$1M

This home is worth more than 28% of homes in Elgin 97827.

How it measures up in Elgin 97827

The dot is this home. The mark in the middle is the typical home in Elgin 97827.

Estimated value$184,146
CheaperTypical $236,030Pricier

Pricier than 28% of homes nearby

Price per ft²$193
CheaperTypical $180Pricier

Pricier than 57% of homes nearby

Living area954 ft²
SmallerTypical 1,391 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.14 ac
SmallerTypical 0.32 acBigger

Bigger than 6% of homes nearby

Year built1947
OlderTypical 1973Newer

Newer than 28% of homes nearby

How 490 Division St ranks against every home in each area.
MeasureThis homeElgin 97827Union County
Estimated valuepricier than$184,14628% of homes10% of homes
Price per ft²pricier than$19357% of homes31% of homes
Living areabigger than954 ft²16% of homes14% of homes
Lot sizebigger than0.14 ac6% of homes12% of homes
Year builtnewer than194728% of homes36% of homes

About 490 Division St

How much is 490 Division St, Elgin, OR worth?

The TopHap Estimate for 490 Division St, Elgin, OR is $184,146 as of Aug 30, 2026. The likely range is $158,776 to $209,516. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 490 Division St, Elgin, OR last sell?

490 Division St, Elgin, OR last sold on May 19, 2025 for $30,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 490 Division St, Elgin, OR?

490 Division St, Elgin, OR has 2 bedrooms, 1 bathrooms, 954 square feet of living space and a 0.14-acre lot.

When was 490 Division St, Elgin, OR built?

490 Division St, Elgin, OR was built in 1947, making it 79 years old. The building has 1 story.

What schools serve 490 Division St, Elgin, OR?

490 Division St, Elgin, OR is assigned to Stella Mayfield Elementary / Middle School (elementary), rated C+; Elgin High School (high), rated D-. All sit in Elgin School District 23. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 490 Division St, Elgin, OR compare to other homes in Elgin 97827?

Among the 1,133 homes in Elgin 97827, it is worth more than 28% of them ($184,146 against a typical $236,030), its price per square foot is higher than 57% of them ($193 against a typical $180), it is bigger than 16% of them (954 ft² against a typical 1,391 ft²), its lot is bigger than 6% of them (0.14 ac against a typical 0.32 ac) and it is newer than 28% of them (1947 against a typical 1973). Measured against all of Union County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 490 Division St, Elgin, OR?

The 2025 property tax bill for 490 Division St, Elgin, OR was $1,170. The county assessed it at $64,910.

More homes on Division St

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More homes in Elgin 97827

Assigned schools

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