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Single Family ResidenceResidential
$245,099$122 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

490 DRY RIDGE MOUNT ZION RD

DRY RIDGE, KY 41035
0
Baths
2,016 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1931
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$245K
$225K low$265K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$208,789
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$167,031
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.14%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$36,310
FORCHT BANK NA · recorded May 6, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,356 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$110,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$110,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$110,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGrant
Lot (acres)The size of the land the home sits on, from county records.1.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 128 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Grant County High SchoolD
High · Grades 9–12 · 0.5 mi
E
Dry Ridge Elementary SchoolC
Elementary · Grades PK–5 · 2.4 mi
M
Grant County Middle SchoolB-
Middle · Grades 6–8 · 2.5 mi

District: Grant County School District

Neighborhood · ZIP 41035These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.201
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.11,841
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.110 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,700
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,963
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

490 Dry Ridge Mount Zion Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 91% of homes in Dry Ridge 41035
  • Bigger than 86% of homes in Dry Ridge 41035
  • Older than 91% of homes in Dry Ridge 41035

What homes are worth in Dry Ridge 41035

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$725K

This home is worth more than 45% of homes in Dry Ridge 41035.

How it measures up in Dry Ridge 41035

The dot is this home. The mark in the middle is the typical home in Dry Ridge 41035.

Estimated value$245,099
CheaperTypical $255,978Pricier

Pricier than 45% of homes nearby

Price per ft²$122
CheaperTypical $204Pricier

Pricier than 9% of homes nearby

Living area2,016 ft²
SmallerTypical 1,309 ft²Bigger

Bigger than 86% of homes nearby

Lot size1 ac
SmallerTypical 1.42 acBigger

Bigger than 40% of homes nearby

Year built1931
OlderTypical 1993Newer

Newer than 9% of homes nearby

How 490 Dry Ridge Mount Zion Rd ranks against every home in each area.
MeasureThis homeDry Ridge 41035Grant County
Estimated valuepricier than$245,09945% of homes54% of homes
Price per ft²pricier than$1229% of homes13% of homes
Living areabigger than2,016 ft²86% of homes86% of homes
Lot sizebigger than1 ac40% of homes44% of homes
Year builtnewer than19319% of homes11% of homes

About 490 Dry Ridge Mount Zion Rd

How much is 490 Dry Ridge Mount Zion Rd, Dry Ridge, KY worth?

The TopHap Estimate for 490 Dry Ridge Mount Zion Rd, Dry Ridge, KY is $245,099 as of Jul 14, 2026. The likely range is $225,308 to $264,890. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 490 Dry Ridge Mount Zion Rd, Dry Ridge, KY?

490 Dry Ridge Mount Zion Rd, Dry Ridge, KY has 2,016 square feet of living space and a 1.00-acre lot.

When was 490 Dry Ridge Mount Zion Rd, Dry Ridge, KY built?

490 Dry Ridge Mount Zion Rd, Dry Ridge, KY was built in 1931, making it 95 years old. The building has 2 stories.

What schools serve 490 Dry Ridge Mount Zion Rd, Dry Ridge, KY?

490 Dry Ridge Mount Zion Rd, Dry Ridge, KY is assigned to Grant County High School (high), rated D; Dry Ridge Elementary School (elementary), rated C; Grant County Middle School (middle), rated B-. All sit in Grant County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 490 Dry Ridge Mount Zion Rd, Dry Ridge, KY compare to other homes in Dry Ridge 41035?

Among the 4,512 homes in Dry Ridge 41035, it is worth more than 45% of them ($245,099 against a typical $255,978), its price per square foot is higher than 9% of them ($122 against a typical $204), it is bigger than 86% of them (2,016 ft² against a typical 1,309 ft²), its lot is bigger than 40% of them (1 ac against a typical 1.42 ac) and it is newer than 9% of them (1931 against a typical 1993). Measured against all of Grant County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 490 Dry Ridge Mount Zion Rd, Dry Ridge, KY?

The 2025 property tax bill for 490 Dry Ridge Mount Zion Rd, Dry Ridge, KY was $1,356. The county assessed it at $110,000.

Closest homes

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Assigned schools

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