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Single Family ResidenceResidential
$699,308$371 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $135,000 on Apr 17, 1986

490 ELM AVE

BELFORD, NJ 07718
4
Beds
1
Baths
1,884 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$699K
$613K low$785K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$135,000 · Apr 17, 1986

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,503 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$639,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$440,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$199,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$588,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$639,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.26
61
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.36 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.49%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyMONMOUTH
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 252 ft²Patio · 260 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bayview Elementary SchoolC+
Elementary · Grades KG–5 · 0.5 mi
H
Middletown High School NorthC+
High · Grades 9–12 · 1.0 mi
M
Bayshore Middle SchoolB+
Middle · Grades 6–8 · 1.8 mi

District: Middletown Township School District

Neighborhood · ZIP 07718These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.96

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.5,096
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,092 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$150,780
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$165,342
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

490 Elm Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 69% of homes in Belford 07718
  • Newer than 72% of homes in Belford 07718

What homes are worth in Belford 07718

Each bar is how many homes fall in that price range. The marker is this home.

This home
$391K$1M

This home is worth more than 64% of homes in Belford 07718.

How it measures up in Belford 07718

The dot is this home. The mark in the middle is the typical home in Belford 07718.

Estimated value$699,308
CheaperTypical $649,225Pricier

Pricier than 64% of homes nearby

Price per ft²$371
CheaperTypical $399Pricier

Pricier than 37% of homes nearby

Living area1,884 ft²
SmallerTypical 1,569 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.23 ac
SmallerTypical 0.23 acBigger

Bigger than 62% of homes nearby

Year built1969
OlderTypical 1957Newer

Newer than 72% of homes nearby

How 490 Elm Ave ranks against every home in each area.
MeasureThis homeBelford 07718Monmouth County
Estimated valuepricier than$699,30864% of homes42% of homes
Price per ft²pricier than$37137% of homes42% of homes
Living areabigger than1,884 ft²69% of homes49% of homes
Lot sizebigger than0.23 ac62% of homes51% of homes
Year builtnewer than196972% of homes45% of homes

About 490 Elm Ave

How much is 490 Elm Ave, Belford, NJ worth?

The TopHap Estimate for 490 Elm Ave, Belford, NJ is $699,308 as of Oct 21, 2026. The likely range is $613,318 to $785,298. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 490 Elm Ave, Belford, NJ last sell?

490 Elm Ave, Belford, NJ last sold on Apr 17, 1986 for $135,000, according to the county's recorded deed.

How big is 490 Elm Ave, Belford, NJ?

490 Elm Ave, Belford, NJ has 4 bedrooms, 1 bathrooms, 1,884 square feet of living space and a 0.23-acre lot.

When was 490 Elm Ave, Belford, NJ built?

490 Elm Ave, Belford, NJ was built in 1969, making it 57 years old. It is a bi-level home. The building has 1 story.

What schools serve 490 Elm Ave, Belford, NJ?

490 Elm Ave, Belford, NJ is assigned to Bayview Elementary School (elementary), rated C+; Middletown High School North (high), rated C+; Bayshore Middle School (middle), rated B+. All sit in Middletown Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 490 Elm Ave, Belford, NJ compare to other homes in Belford 07718?

Among the 2,126 homes in Belford 07718, it is worth more than 64% of them ($699,308 against a typical $649,225), its price per square foot is higher than 37% of them ($371 against a typical $399), it is bigger than 69% of them (1,884 ft² against a typical 1,569 ft²), its lot is bigger than 62% of them (0.23 ac against a typical 0.23 ac) and it is newer than 72% of them (1969 against a typical 1957). Measured against all of Monmouth County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 490 Elm Ave, Belford, NJ?

The 2025 property tax bill for 490 Elm Ave, Belford, NJ was $9,503. The county assessed it at $639,500.

More homes on Elm Ave

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Assigned schools

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