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Single Family ResidenceResidential
$562,093$411 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

490 LAKE ST

HAVERHILL, MA 01832
3
Beds
1
Baths
1,367 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$562K
$543K low$582K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,911 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$458,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$252,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$206,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$498,275

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.98 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.1.44
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bartlett School
Elementary · Grades KG–2 · 1.1 mi
H
Haverhill High SchoolC
High · Grades 9–12 · 1.7 mi
M
Consentino Middle SchoolC+
Middle · Grades 5–8 · 2.5 mi

District: Haverhill School District

Neighborhood · ZIP 01832These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.88

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.25,371
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,150 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,565
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,516
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

490 Lake St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Essex County
  • Costs more per square foot than 92% of homes in Haverhill 01832
  • Smaller than 73% of homes in Essex County
  • Has a bigger lot than 93% of homes in Haverhill 01832
  • Newer than 68% of homes in Essex County

What homes are worth in Haverhill 01832

Each bar is how many homes fall in that price range. The marker is this home.

This home
$237K$933K

This home is worth more than 65% of homes in Haverhill 01832.

How it measures up in Haverhill 01832

The dot is this home. The mark in the middle is the typical home in Haverhill 01832.

Estimated value$562,093
CheaperTypical $492,865Pricier

Pricier than 65% of homes nearby

Price per ft²$411
CheaperTypical $324Pricier

Pricier than 92% of homes nearby

Living area1,367 ft²
SmallerTypical 1,682 ft²Bigger

Bigger than 33% of homes nearby

Lot size1.44 ac
SmallerTypical 0.32 acBigger

Bigger than 93% of homes nearby

Year built1977
OlderTypical 1985Newer

Newer than 44% of homes nearby

How 490 Lake St ranks against every home in each area.
MeasureThis homeHaverhill 01832Essex County
Estimated valuepricier than$562,09365% of homes28% of homes
Price per ft²pricier than$41192% of homes53% of homes
Living areabigger than1,367 ft²33% of homes27% of homes
Lot sizebigger than1.44 ac93% of homes89% of homes
Year builtnewer than197744% of homes68% of homes

About 490 Lake St

How much is 490 Lake St, Haverhill, MA worth?

The TopHap Estimate for 490 Lake St, Haverhill, MA is $562,093 as of Aug 30, 2026. The likely range is $542,502 to $581,684. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 490 Lake St, Haverhill, MA last sell?

490 Lake St, Haverhill, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 490 Lake St, Haverhill, MA?

490 Lake St, Haverhill, MA has 3 bedrooms, 1 bathrooms, 1,367 square feet of living space and a 1.44-acre lot.

When was 490 Lake St, Haverhill, MA built?

490 Lake St, Haverhill, MA was built in 1977, making it 49 years old. It is a ranch home. The building has 1 story.

What schools serve 490 Lake St, Haverhill, MA?

490 Lake St, Haverhill, MA is assigned to Bartlett School (elementary); Haverhill High School (high), rated C; Consentino Middle School (middle), rated C+. All sit in Haverhill School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 490 Lake St, Haverhill, MA compare to other homes in Haverhill 01832?

Among the 7,094 homes in Haverhill 01832, it is worth more than 65% of them ($562,093 against a typical $492,865), its price per square foot is higher than 92% of them ($411 against a typical $324), it is bigger than 33% of them (1,367 ft² against a typical 1,682 ft²), its lot is bigger than 93% of them (1.44 ac against a typical 0.32 ac) and it is newer than 44% of them (1977 against a typical 1985). Measured against all of Essex County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 490 Lake St, Haverhill, MA?

The 2025 property tax bill for 490 Lake St, Haverhill, MA was $4,911. The county assessed it at $458,500.

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